@numericalguy

OER, higher ed undergrad & consumer advocate at all levels. Open access, zero cost, student rights. Personal account. Our OERs: https://xitter.cf/t.co/ZEN2ovuueR

 Tampa, FL
autarkaw.com
Joined August 2009
  • Tweets21.1K
  • Following521
  • Followers1.5K
779Media
Think adding extra #mortgage payments scales linearly? Think again. • 1 extra payment/yr = 6 years saved • 2 extra payments/yr = 9.5 years saved • 3 extra payments/yr = 12 years saved #CompoundInterest math is a curve, not a straight line! 🏠📊
A line graph titled "Mortgage Time Saved vs. Extra Annual Payments (30-Year Mortgage at 6.5% Interest Rate)." The horizontal axis represents the "Number of Extra Monthly Payments Per Year" ranging from 0 to 6 in whole-number increments. The vertical axis shows "Years Shaved Off Mortgage," scaled from 0.0 to 17.5 years. A single solid blue line begins at the origin (0 extra payments, 0.0 years saved) and curves upward to the right, illustrating a flattening non-linear slope due to diminishing returns. Each data point on the line is marked with a blue circle and labeled with its exact numerical value: 0 extra payments: 0.0 yrs 1 extra payment: 5.8 yrs 2 extra payments: 9.5 yrs 3 extra payments: 12.1 yrs 4 extra payments: 14.1 yrs 5 extra payments: 15.7 yrs 6 extra payments: 16.9 yrs

ALT A line graph titled "Mortgage Time Saved vs. Extra Annual Payments (30-Year Mortgage at 6.5% Interest Rate)." The horizontal axis represents the "Number of Extra Monthly Payments Per Year" ranging from 0 to 6 in whole-number increments. The vertical axis shows "Years Shaved Off Mortgage," scaled from 0.0 to 17.5 years. A single solid blue line begins at the origin (0 extra payments, 0.0 years saved) and curves upward to the right, illustrating a flattening non-linear slope due to diminishing returns. Each data point on the line is marked with a blue circle and labeled with its exact numerical value: 0 extra payments: 0.0 yrs 1 extra payment: 5.8 yrs 2 extra payments: 9.5 yrs 3 extra payments: 12.1 yrs 4 extra payments: 14.1 yrs 5 extra payments: 15.7 yrs 6 extra payments: 16.9 yrs

253
Replying to @AConcernedPare2
Get an adjoining suite. It is still less botheration than an Airbnb.
8
Replying to @RUppaal
Blame the metrics by which professors are measured. We have had so much change around us but academia has been stuck in same old metrics for fifty years. Why. Because the old metrics work so well for top schools and everyone wants to be a top school.
1
403
Replying to @1Nicdar
Voting No will make them spend even more. While they are at it, they will stack local sales taxes also.
1
14
Replying to @KCharlesRoss @nickycantaloupe
A broiled steak is not fine dining!
15
Replying to @augustagarei
Georgia is behind in many ways. You just started the Save Our Homes Act!
94
Replying to @richardgalaxia
This guy keeps talking about the tax shift. Let it be through millage. The working class and long term residents need a long deserved break. Just seeing how much the salaries have increased of sheriffs and comparing that to state workers makes my head spin.
15
Replying to @Mr_Husky1
Decline the invitation. Call them for a nice evening at your home a few months later and give them a nice wedding gift. They will remember that more.
56
Replying to @1Nicdar
Follow the money. People need to look at their self interests first but need to look at others’ interests also. The latter is lacking. Vote Yes on amendment 3 - we will have thoughtful spending, not a runaway one.
1
7
Replying to @jeremyct
Got to include cleaning the walls, equipment, supplies, insurance fees, a decent living, etc in all that. Do it yourself and it will take time.
6
Replying to @smarterparrot
Still don’t understand how on a vacation people can enjoy themselves staying in an Airbnb with all that fine print. Get a hotel. Get a suite. Anything is better.
1
19
Replying to @uncvoss
I have no idea why the state would make a contract with such a private company. A 2% for bank and a 4% for CC transaction seems fair. Something is not walking like a duck.
43
Replying to @realjosefbosch
Donalds is winning by 5 points. Where do you get your numbers from.
7
Replying to @Cointuckeywind1 @RonDeSantis
Voting Yes on Amendment 3 but state workers pay is pittance as compared to other large states. Lowering state budget has come with a lot of collateral damage.
17
Replying to @JohnHolbein1
Urgent care is the best business to have. Send people to ER for CYA and charge a few hundred dollars for zero care.
328
Replying to @haleyngreen___
The math ain’t mathing. Is anybody seeing that. This is a made up receipt. Amendment 3 - vote YES. They can always increase the millage. Give long term residents and middle class people a break.
10
Replying to @SenRickScott
Not a good idea. Your idea of getting rid of social security and Medicare is.
9
Replying to @gmiller
The factoid also considered the people who got remarried several times. The drop in divorces also is even more if both in the couple were living independently before marriage with no financial dependence on others.
60
Replying to @stellar_voyage
The system is rigged but you got to come up a better system where it is not just another Mafia!
1
18
Replying to @stellar_voyage @szintri
Have you come across the rogue Wikipedia editors. It will be the same there. It will become a mafia. Why would anyone review for free.
2
12
Replying to @MattPinner_
Going to the movies.
3
Load more