The first neobank on Robinhood where your yield pays the bills, not you. 0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e

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Joined August 2026
OffYield reloadable cards are now in private beta in Apple Pay. Expected to roll out early this month, and we are gearing up. Spending off your yield has never been easier.
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New on OffYield: the time machine Slide two bars: how much, how long ago. $1,000 put in 12 months ago = $37 of interest by now. That's a $30 card, paid for by interest, and the $1,000 still yours. Or start today and it's yours by Oct 2027. Illustrative, at the vault's recent rate. Rates are variable.
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Your interest has been busy. New in My Cards: the Interest Wall. Every card you've bought with interest, laid out month by month. "$105 of real things. Savings never touched." Your savings stayed locked. The interest did the shopping.
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Autopilot is live on OffYield. Pick your next card. Autopilot watches your interest and taps you the moment it's enough. Then one tap buys it straight from your interest: no USDG in your wallet, and your principal can't be touched. The vault contract enforces it. Your savings, buying you things.
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Burn to boost is live. Burn 25,000 of your own $OFY and get 30 days of: → +1% card cashback → your card limit one level higher Every burn is checked on chain and gone forever. Burns stack.
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No wallet? No problem. Sign up for OffYield with Face ID. → No seed phrase → No extension → No ETH for gas: we cover it Your passkey is your account, synced across your devices with iCloud or Google. Save in USDG, spend only the interest, buy Visa cards, all with one Face ID tap.
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We ran an attack style security review of OffYield. 50 AI agents attacked the site's code and payments, then other agents tried to prove each finding wrong. Result: no way for anyone to take money from the vault or the payment wallet. We still shipped 22 hardening fixes today, from gas protection to anti gaming for cashback. Your principal stays yours.
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New on OffYield: milestone celebrations. The first time your interest passes 1¢, then $1, then enough for a whole card, the app throws confetti. Small wins, earned by interest. Your savings never move.
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New on OffYield: your monthly recap On the 1st of every month, Overview has a 5 slide story: what your interest earned, the cards it paid for, and your savings, still locked. Your 2026 recap in OffYield lands in December.
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New on OffYield: share your card Every card your interest pays for gets a Share button. One tap makes an image: "$25 VISA card. $0 of my savings touched." Nothing about your wallet shows on it.
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gn. be back in 10-11 hours to build more. - offyield team 🤍
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Keep your $OFY cold. Spend from anywhere. Link a spending wallet with one free signature and it gets your holder perks: up to 7% card cashback and members first cards. Your bag never leaves its wallet. Nothing moved, nothing approved, unlink anytime.
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gn. be back in 11-12 hours to build more. reloadable cards coming soon 👀 - offyield team 🤍
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Your card, right in the app 🔐 Buy a Visa with USDG on OffYield and its code, PIN and redeem link now show up in “My Cards” the moment it's delivered. One wallet signature to open it. Only the wallet that paid can see it. Nothing stored, and it hides itself after 60 seconds.
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OffYield now speaks your language 🌍 🇪🇸 Español · 🇧🇷 Português · 🇫🇷 Français · 🇩🇪 Deutsch · 🇹🇷 Türkçe · 🇮🇩 Bahasa Indonesia · 🇻🇳 Tiếng Việt · 🇰🇷 한국어 · 🇯🇵 日本語 · 🇨🇳 简体中文 Settings → Language, and the whole app switches instantly. Save in USDG, spend only the interest, in your own language. offyield.com
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Silver and Gold members now see OffYield in their own metal. Reach Silver or Gold and the app's colours and logo turn silver or gold. It happens automatically, with nothing to switch on.
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gn. team going to sleep. be back in the morning to work. - offyield team 🤍
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Member vote is open: what should we build next? • A status page with pause and incident alerts • Guides and a glossary for newcomers • An Agent that answers any question in plain words • A guide to withdrawing without our website Vote free in the app, weighted by your level, until Nov 30. offyield.com/dashboard
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Your interest, in real things The Offyield app now shows what your interest adds up to: "≈ 3 pizza nights" so far, and about how much it buys each month. Your principal stays locked. Only the interest gets spent.
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