konstantin (@oyaboonx) header
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Global
Joined September 2016
Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)Photo by konstantin (@oyaboonx)
Streaming or fixed periodic billing in USDC, non-custodial, a few lines of SDK. Now in the Base Builder Stack. Happy to help any Base team integrate 🔵
Papaya is now listed in the Base Builder Stack 🔵 If you're building on Base and need recurring payments, Papaya lets your app charge in USDC, non-custodial: • per-second streaming that stops the moment a user cancels • periodic payments: weekly, monthly, yearly or any custom period Free integration support for @base builders: SDK and widget setup plus an onboarding call. 👉 docs.base.org/get-started/bu…
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konstantin retweeted
1/ September made recurring stablecoin payments the category everyone is shipping. @0xPolygon launched subscriptions on OMS. @circle took Arc to mainnet for the agent economy. @stripe and @tempo already have subscriptions in @mpp. Recurring is the next rail. 🧵
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Phuph 🥇
Excited to share that we have joined the @Circle Alliance Program, a global community of teams focused on bringing the world on-chain, powered by USDC!
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Less friction, more DCA. Simple as that.
.@papaya_fi has integrated Mercuryo, so their users can now go from fiat to crypto within minutes and explore various DCA strategies right away. Now, we power a simpler route from fiat funding to Papaya’s DCA tools.
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konstantin retweeted
1/ Most people try to time ETH. Almost nobody wins that game. So we built the boring version that actually works: hourly DCA into ETH. Fully onchain & non-custodial. Setup takes 50 seconds. Literally, we filmed it 👇
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the boring truth of payment rails: the first transfer is easy. it’s the thousandth recurring one that needs real infra. good write-up 👇
stablecoins already won. but as a settlement layer, not a retail payment method. my take from the @mpost_io panel at HSC Ho Chi Minh: every rail starts with one-off transfers. recurring is the hard part — and where the real volume lives 👇 mpost.io/regulatory-rails-an…
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building the boring-but-hard part while the team is in Bali 🌴 if you're at @coinfestasia and want to nerd out on onchain recurring payments + O(1) settlement, @sergeykravtsov is your guy. go say hi.
gm from Bali ☀️ We're at @coinfestasia this week, Aug 20-21. Building the settlement layer for recurring stablecoin payments. If you're here and care about payments infra, come say hi. @s19kravtsov is on the ground all week 👇
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Most banks think "stablecoins" means launching a branded coin or app. Wrong question. The right one: which existing payment flow is already expensive, slow, or a reconciliation headache? New interview with Financial Tech Times on why payment infra — not the visible stuff — is where the value is: financialtechtimes.com/serge…
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I built a free browser-based tool for creating animated gradient shaders and exporting the code for use in your own apps. What feature or export format would make it more useful for you?
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konstantin retweeted
Papaya heads to Vietnam 🇻🇳 @s19kravtsov and @oyaboonx are in Da Nang for Business, Finance & Technology Week (July 7–12). Sergey speaks at the flagship Vietnam Financial Forum on recurring stablecoin payments — the core infrastructure for the stablecoin economy. July 9–10 · Ariyana Convention Centre, Da Nang #Papaya #Stablecoins #VietnamFinTech
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Anyone else noticed @YouTube recommending 3-day-old videos lately, or is it just me?
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konstantin retweeted
Recording is live 🎥 @s19kravtsov at Blockchain Community Day 2026 breaks down why crypto subscriptions are hard and how to fix it. The core idea: recurring payments are the mirror of lending. Same accumulator, flipped direction. Collecting from a million streams costs the same as collecting from one. youtu.be/Zc_f5mNQziQ
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just a little bit..
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konstantin retweeted
Papaya’s co-founder @s19kravtsov is speaking at Digital Uzbekistan PLUS-Forum — the largest digital finance event in Central Asia. Topic: Recurring stablecoin payments — how to build subscriptions and autopayments onchain. 2,500+ delegates from 36 countries. May 19–20, Tashkent 🇺🇿 uz.plus-forum.com
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konstantin retweeted
Excited to welcome Petr Kozyakov, Co-founder & CEO of @Mercuryo_io, as an angel investor and advisor to Papaya Finance. Petr brings 15+ years in payments infrastructure — exactly the expertise we need as we build recurring payment rails for the stablecoin economy.
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konstantin retweeted
The subscription economy is $860B in 2026 and heading to $1.2T by 2030. All of it runs on card rails built 50 years ago. Recurring payments in crypto? Almost zero. Not because there's no demand — because there's no infrastructure. #Stripe launched stablecoin subscriptions in Oct 2025. US-only. Custodial. $10K per-tx cap. $100K monthly cap. We've been building non-custodial crypto #subscription infrastructure since 2024. Live API/SDK. 9 chains. No caps. O(1) settlement — one tx for all subscribers. DCA was our second product on the same rails. AI agent payments are next. The #stablecoin economy needs recurring payment rails. We're building them. papaya.finance
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konstantin retweeted
1/ we just shipped the redesigned hourly DCA in ETH on @base 🔥 no more guessing the perfect day no charts. no leverage. no timing the market just set it — and the protocol buys wETH for you 24 times a day 90-second walkthrough with our co-founder @s19kravtsov of the new experience ↓
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