The Financial Minimalist PH (@ph_tfm) profile picture

All about personal finance

Joined November 2021
Photo by The Financial Minimalist PH (@ph_tfm)
A year ago, I posted this about taxes and It makes a lot of sense now. Even when we die, the government still takes its cut. We fund this system. We follow the rules. But what do we get in return? We deserve better. We always have.
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The real Luxuries in life: time health a quiet mind slow mornings ability to travel rest without guilt a good night's sleep calm and "boring" days meaningful conversations home-cooked meals people you love people who love you back
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Teach your daughter financial independence so in the future, she can have a partner, not a master. Teach your son to do housework so in the future, he can have a partner, not a servant. -Nasser
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I don't know who needs to hear this, but start living. The days are flying by, and all you do is work, pay bills, and stress. Enjoy what you can. Walks, sip that coffee slowly, sunsets, music, laughter. Joy doesn't have to be expensive. You deserve it.
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Never downplay your accomplishments. A job is a job. A car is a car. A house is a house. Kahit ano pa ’yan, it’s still something you worked for. Be proud of yourself. Hindi lahat nakikita yung behind the scenes. You built that, step by step, brick by brick. 💪
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The plan for the next 10-20 years: Take care of my investments. The plan for the next 50 years: Let my investments take care of me.
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Iran will fight. The U.S. will respond. Oil will spike… then “normalize.” Prices will rise… and stay high. PSEI? Gagalaw pero di mo ramdam Interest rates will adjust. Jobs will “improve”… but hustle culture stays.
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Politicians will promise change. Projects will be announced. Budgets will be approved. Sa huli... the corrupt will get their cut. And they will be the real winners.
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According to Psychology The Highest Form of Peace Is to Have Zero Desire to Be Understood, Admired, Pitied or Even Known
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It’s 2036 and you have: - No bad debt - Own property - 7+ digits investment - Financially successful - In best shape - Happier than ever And it’s all because of the decisions you made in 2026. 10 years sounds like a long time. Until you realize 2015 was 10 years ago
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You're making money. But it keeps disappearing. Not because you're reckless. Not because you don't care. But because you don't have a SYSTEM. Before 2026, you don't need more seminars. You don't need more "get rich" schemes. You need METHODS.ROUTINES. Here's how to fix it.
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📌 SAVE THIS POST. Pick ONE habit from the list. Start it this week. Not all 8. Just one. Build momentum. Add another next month.
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💬 WHICH HABIT WILL YOU START FIRST? Comment below and let's build accountability together.
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