
ALT The movements in term deposit rates by major and non-major banks continue to show stability this week. Over the past week, ending December 05, 2025, there were minimal adjustments, with notable consistency across most terms despite some isolated tweaks. Our survey across 42 institutions indicates that the most contested term deposit term remains 6 months, followed by 1 year and 3 months, with sample sizes of 42 each. This week the best rate with a 3-month term was 4.38%, steady from the week before, with in1bank offering the top rate. The median rate of 3.80% reflects a broad range from 2.25% to 4.38%. This week the best rate within 6 months term was 4.40%, unchanged from last week, offered by Military Bank. The median rate of 4.00% shows a tight quartile spread of 0.38%, indicating consistency. Interestingly, the best 5-year rate was 4.40%, steady from last week, led by Judo Bank. The median rate held at 3.30%, with a range from 2.00% to 4.40%.



















