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A lot of what I do sits between “we have a great idea” and “people actually understand why they should care.”
I help brands, companies or web3 teams with:
-Content & copywriting
-Kol / creator partnerships
-Go-to-market & growth
-Brand positioning
-Pitch decks & investor storytelling
Sometimes it’s helping you find the right words.
Sometimes it’s turning a messy idea into a pitch deck an investor can actually follow.
Sometimes it’s getting the right people to talk about what you’re building.
Basically, I help good ideas become easier to understand, easier to believe in & harder to ignore.
If you’re building something, I’m always open to a conversation.
(I was told to put this here that you, who needs me, will find me and I can help you).
Hm.
I just sat down and looked at my dream again (@aptblack) and honestly, it scared me.
Not because I don’t believe in it but because of how BIG it is.
My heart started beating fast and I found myself asking,
“Quimer, can you really pull this off? Who do you think you are?”
Sometimes, you have a dream that is bigger than your current reality. You look at where you are, what you have and where you want to go and you start wondering if you’re not asking for too much.
I don’t know if it’s just me or if everyone who carries a big dream feels this way sometimes.
But let me tell you what mine is.
I want to see a day when every black man and woman in Africa owns a piece of the things that make their country money.
The farms that feed us. The companies that serve us. The buildings we live and work in. The industries that keep our economy running.
I want us to own a piece of these things, so when they make money, we make money too.
Think about it,
We wake up every day, go to work, buy things, pay bills, use these companies and help them grow.
But how many of us actually own a piece of what we spend our lives helping to build?
Just look at Opay ffs!
How many of our mothers and fathers will ever earn from the very things their hard work/hard earned money helps keep alive?
I don’t want us to spend our whole lives being customers in our own country, watching other people build wealth from the things around us.
I want us to own too.
Not just use. Not just buy. Not just survive.
OWN.
And sometimes, when I think about the size of what it would take to make this happen, I get scared.
Because this is bigger than me.
Much bigger than where I am today.
But what if we actually pull it off?
What if one day, an ordinary Nigerian can own a piece of a farm, a factory, a building or a business helping to move this country forward?
What if millions of Africans could finally say,
“This thing is not just making money for somebody else. I own a piece of it, too.”
Imagine what that would mean for our families. For our children. For the generations coming after us.
That’s the dream.
And honestly, some days, I look at it and wonder if I can really do it.
But I can’t stop thinking about what it would mean if we did.
Tell me,
am I the only one whose own dream sometimes scares him?
90 million+ Nigerians.
i don’t even know how to look at a number like that without thinking about the actual people behind it.
someone’s mother.
someone’s father.
someone who has never owned a piece of land.
someone who spends their whole life working on things they will never own.
and maybe that’s part of the problem.
we’ve spent so much time talking about how to get Africans more money but not enough about how to get Africans more ownership.
because what happens when the people building the economy can actually own a piece of it?
i think about this a lot.
what happens when your mom owns a piece of what’s generating revenue in the country?
what happens?
you probably don’t know.
but i do.
i’ve seen it work before.
Black Wall Street.
Tulsa, Oklahoma.
Black people owning businesses.
owning property.
circulating money within their own community.
for a moment, people got to experience what happens when a community doesn’t just participate in an economy but actually owns a piece of it.
i think Africa deserves to experience that again.
Africa (Nigeria first) deserves @aptblack.
I came across opay’s latest financial figures and there’s something about them that I can’t stop thinking about.
In the first six months of 2026, opay made $467m in revenue.
$236m came from lending.
They issued $927.6m in new loans in Nigeria alone (that’s about $5.1m in loans every day).
And 6.7 million Nigerians borrowed from them in the second quarter of the year.
Now, imagine the people behind those numbers.
A man whose salary can barely take him through the month, borrowing to settle an emergency.
A woman trying to keep her business alive, taking a loan because she needs more stock.
Someone whose child needs something urgently and payday is still two weeks away.
I know these are not the only reasons people borrow but we know these realities exist. Many of us have lived them, watched our parents live them or watched people we care about struggle through them.
And there’s nothing wrong with a business making money by providing a service people need.
Opay saw an opportunity, built a business around it and made it work.
But here’s what got me thinking.
All this money is being generated from economic activity happening here in Nigeria. From our people, our businesses, our daily struggles and our everyday needs.
Nigeria accounted for almost 90% of OPay’s revenue in those six months.
Yet OPay is preparing to list in New York.
And I keep asking myself:
why aren’t we building more of these businesses ourselves? Why aren’t we creating more opportunities for Nigerians to own a piece of the companies that grow by serving us?
Think about it.
We have millions of people working hard every day to survive. People who may never earn enough from their jobs or businesses to build the kind of wealth they dream of.
What if some of those same people could gradually build wealth by owning productive assets?
What if, instead of spending our entire lives being customers of successful businesses, we could also become owners?
I’m not saying everyone should own OPay and I’m certainly not saying foreign businesses shouldn’t operate in Nigeria.
I’m saying we need to build more of our own.
Businesses that solve real problems, create real value and give Africans a genuine opportunity to participate in the wealth being created.
Because I think about Nigeria a lot.
I think about how much potential we have, how hard our people work and how much economic activity happens here every single day.
And I don’t want us to be remembered only as a country where other people came to find opportunities.
I want us to build the opportunities ourselves. And I want our people to have a chance to own them.
That’s a big part of why we’re building @aptblack.
The idea is simple: make ownership of productive African assets more accessible to ordinary Africans, starting with Nigerians.
We may not be able to change everything overnight but we can start building differently.
Our people shouldn’t just be the reason these businesses become successful. Our people should have a chance to share in the wealth they create, too.
this is the part that gets me.
nigerians are the ones using these apps, borrowing from them, moving money through them and making them profitable.
but when it’s time to talk about ownership, where are the nigerians?
we’re good enough to be the market that makes these businesses valuable, but how many of us actually own a piece of what we’re helping to build?
this is part of why we’re building @aptblack.
we need to start owning a piece of the wealth we help create fr.
and the fun thing is, blockchain makes this easy to track and follow.
$5.1 million.
Thats the average amount of fresh loans OPay was pushing out in Nigeria, every day, for six months straight.
Everybody still calls it a payment app. I went & read what they filed in America last week.
January to June 2026:
Lending in Nigeria earned them $236.12m
Payments earned them $130.55m
The loans brought in 1.8 times what all the transfers brought in. Payments is now about 28 cents of every dollar OPay makes.
New loans issued in Nigeria for the half year, $927.63m. Same six months last year, $305.12m. Three times, in one year. Divide the 927.63 by 181 days & you get my 5.1 a day.
Revenue up 136.5%, profit from $21.71m to $90.87m. Nobody can say the business is not working ooo.
Am just looking at where it works FROM. Almost 90% of the money comes from Nigeria, & the listing is going to New York, with Lagos maybe later.
So when the thing in your phone is earning more from lending you money than from moving your money, what exactly are you holding ?
(Figures from OPay's registration statement filed with the US SEC on 9 Oct, as reported by Nairametrics this morning.)
woke up this morning and started to think again about a lot of things i’ve heard about Nigerians.
one thing i’ve heard countless times is that “Nigerians don’t know how to maintain things.”
roads, infrastructures, public facilities, etc.
but tbh, i don’t think that’s entirely true.
because i’ve never really seen an average Nigerian who doesn’t know how to maintain his own things.
your house? you maintain it.
your car? you maintain it.
even the small business you’re running, you’ll do everything you can to keep it going.
so i started wondering…
what if the problem isn’t really that Nigerians don’t know how to maintain things?
what if we just don’t care as much about things we don’t feel are ours?
because the moment it’s yours, the mentality changes.
you’ll fix and protect it.
you’ll complain when someone damages it. 😂
you’ll want it to last.
and maybe that’s something we should think about when we talk about building things together too.
maybe ownership changes how people treat what they have.
maybe the more people can actually say “this is ours”, the more they’ll have a reason to care for it.
maybe..
Oh…i dig now.
wow.
This is breathtaking.
Funny how cryptography balances rice and a bit of gartered atoms in a bowel of epistles that fired up a cat into a stream of spaghetti.
However,
I don’t understand what he said too and yeah, now I know also that I don’t understand English as much as I thought I did.
I don't recommend anyone scramble to move their funds to new wallets today. But we should take the risks to cryptography from AI-accelerated math seriously, and minimize our exposure to not just quantum-vulnerable cryptography, but also potentially AI-vulnerable cryptography.
The core new area of risk from this viewpoint is, unfortunately, ML-DSA / FHE / lattices.
(and it's also another reason, along with quantum, why ECDSA might fall even faster than expected, hence the "fresh address" recommendation)
So far most people have been in the mode of thinking "elliptic curves broken, hashes safe, lattices safe". But there is a good chance that the concrete security of lattices will take serious hits from the next two years of AI math.
The basic threat model is: factoring is something that naively takes 2^(n/2) time, but over decades smart people have found and optimized number field sieves, and degraded that to 2^O(n^(1/3)), which is why RSA keys and signatures need to be ~400 bytes (and not 64 bytes). What if there are skeletons in the closet like that, both for elliptic curves and lattices, that we are simply not smart enough to discover - but bots soon will be?
This is a major part of the reason why for the past year ethereum's lean roadmap has been going in the "hash-only" direction: no lattices, no ML-DSA, no Falcon, no lattice-based commitments inside ZK proofs, etc. Signatures in lean ethereum are all hash-based, either WOTS or SPHINCS-.
For signatures and proofs, we already know how to go hash-only. The bigger challenge is for *public-key encryption* - and this goes far beyond blockchains. Secure communication, anonymizing protocols, lots of things need public-key encryption.
And unfortunately there are long-standing mathematical theorems showing why public-key encryption cannot be done with hashes alone. You have to have some kind of trapdoor object that has at least one form of usable "structure" - either group theory (incl. isogenies) or lattices or code-based or potentially in the future even more newfangled and spooky things (local mixing?). But for anything that has structure, you should assume that AI will make at least some progress in breaking that structure. Here, one reasonable inference is that if you want to make something plausibly long-term secure, multiply the key sizes by 10.
To me that's a very plausible world and something not at all extreme to predict. If AI will bring us 50 years of math in 2 years, then that 50 years of math may very plausibly include a "naive factoring -> GNFS" level of improvement to our ability to break lattices. In that world, lattices will still exist, but they will have to be significantly bigger to guarantee the same level of safety.
And at those new larger sizes, hash-based constructions will beat lattice-based constructions on concrete efficiency in every use case where hash-based constructions are possible at all.
Theoretically, of course it's possible that hashes are broken too (eg. P = NP would imply that). But I think P = NP is very unlikely. And intuitively, it's much more likely that a mathematical object has exactly no exploitable structure (like hashes are intended to), than that a mathematical object has exactly ~3 forms of exploitable structure (for elliptic curves: associativity, Schoof, pairings) and not some secret fourth form of structure we have not yet discovered that greatly degrades its security (for elliptic curves, ECDLP and pairing security). Similar for LWE, SVP, RLWE and the zoo of lattice problems.
For this reason, we do not yet see any reason to worry and start padding the byte size of hashes (if we start to worry more, we would pad the round count first before doing anything to the byte size).
Concrete TLDR, my own personal views:
* Hash-based > lattice-based, in those situations where hash-based is possible at all
* For anything lattice-based, be much more paranoid on param sizes. Remember that blockchains are only a small portion of the cryptography story; this point goes far beyond blockchains and applies to eg. access to websites, secure messaging, Tor / VPNs ...
* For privacy protocols, strongly favor NOT putting encrypted notes onchain. Instead, send them offchain through some third-party mechanism.
* If it's not difficult for you, keeping your funds in addresses which have not yet been used to make a transaction is a good idea. If it's easy for you, do it. **But be careful about migrations; I personally have lost more money in botched migrations than I have lost in all hacks combined**.
* For multisig wallets, doing confirmations offchain is better than onchain, because this way the signatures of signer wallets do not get exposed to the public, so if ECDSA falls to AI much faster than expected, at least the multisig "gracefully degrades" to a 1-of-1 where the 1 is whoever was gathering the signatures - a much better place to be than "anyone can take the money"
firefly.social/post/x/210783…
Some of us just love Africa.
And for that love, we will spend our lives building the things we wish existed here.
Even when it’s hard.
Even when nobody gets it yet.
Even when it would be easier to leave.
We’ll keep building.
Poverty.
Lol.
If you were asked as a Nigerian, is your country poor, what would you say?
No, of course.
Your mind immediately goes to the oil we have, to the likes of Dangote we have, to the minds we have, blablabla.
Then after a few seconds, if you are being real, your mind should fall back on:
“oh, there are lots of poor people in Nigeria actually.”
This is the weird thing about poverty that I keep thinking about:
How can a country have so much and still have so many people with so little?
And I don’t think the answer is simply that we don’t have enough.
There are businesses making money every day.
There are farms producing food.
There are houses collecting rent.
There are factories producing things.
There are hotels, roads, energy projects, telecoms, mines, all kinds of things generating revenue.
The money is moving.
But most people are only participating as customers.
You pay rent to someone who owns the house.
You buy from someone who owns the business.
You eat food produced by someone who owns the farm.
You pay for electricity generated by someone else’s asset.
You use infrastructure someone else owns.
You keep spending money around productive assets without actually owning a piece of the asset.
And I think this is where the conversation about poverty gets interesting.
Because maybe the problem isn’t just lack of money, maybe it’s lack of access to ownership.
There’s enough land on earth for everyone to own a piece.
There’s enough businesses, farms, buildings, infrastructure and other productive assets generating revenue.
The question is:
How many people actually have a way to participate in the revenue these things generate?
Because if the only way to make money is to work for the people who own the assets, you’re always on one side of the equation.
You earn.
You spend.
Someone else owns.
And I’m interested in changing that equation.
Not by giving people money actually but by making ownership of productive African assets more accessible.
So that Tunde’s mom with a shop at Eko can still be able to tap into other parts of the economy generating revenue without having to rely solely on just trade to send Tunde to school.
So that more Africans can move from simply consuming what produces wealth to actually owning a piece of what produces it.
That’s the problem I’m interested in solving with @aptblack.
And the fun fact is, this method has worked before. So it’s really not rocket science…It’s been done before and every black man who keyed into it back then gained from that idea.
The Black Wallstreet.
Greenwood in Tulsa, Oklahoma.
(I will talk more on this in the next post…let me not bore you for now…winks).
Hey there, good morning.
I see you do not really get me and the two previous tweets sound abstract.
But hey, walk with me.
Imagine there’s a filling station around your area doing #50m in revenue every month.
You probably already buy fuel there.
You don’t know who supplies the fuel.
You don’t know how they manage the station.
You probably don’t even know how the business makes its money beyond “they sell fuel.”
And honestly, you don’t need to.
Now imagine you could put #50k into the company that operates that filling station.
You don’t have to run the station or become a fuel merchant.
You simply own a small piece of the business.
And because you own that piece, you earn your share of the revenue the business generates.
So the next time you drive into that filling station to buy fuel, something has changed.
You’re still a customer.
But you’re also an owner.
That’s the simple idea behind @aptblack.
There are businesses all around us making money every day.
We use them.
We pay them.
We help them grow.
The question is:
why can’t more of us own a piece of them too?
Hey there, good morning.
I see you do not really get me and the two previous tweets sound abstract.
But hey, walk with me.
Imagine there’s a filling station around your area doing #50m in revenue every month.
You probably already buy fuel there.
You don’t know who supplies the fuel.
You don’t know how they manage the station.
You probably don’t even know how the business makes its money beyond “they sell fuel.”
And honestly, you don’t need to.
Now imagine you could put #50k into the company that operates that filling station.
You don’t have to run the station or become a fuel merchant.
You simply own a small piece of the business.
And because you own that piece, you earn your share of the revenue the business generates.
So the next time you drive into that filling station to buy fuel, something has changed.
You’re still a customer.
But you’re also an owner.
That’s the simple idea behind @aptblack.
There are businesses all around us making money every day.
We use them.
We pay them.
We help them grow.
The question is:
why can’t more of us own a piece of them too?
Think about how many businesses you help make money every month.
Your bank.
Your landlord.
Your favourite restaurant (shiro for me).
Your network provider.
The filling station you buy fuel from.
The supermarket you shop at.
The school your kids attend.
The apps you use every day.
You give them your money.
They use that money to grow.
And if they become more valuable over the next 10 years…
you still don’t own any part of them.
(lol, you owning a stock in them doesn’t = you owning a part of them btw…you don’t get paid from their revenue)
I’ve been thinking about this a lot lately.
Why are we so good at participating in the economy but so bad at owning it?
That’s the problem we’trying to solve with @aptblack.