Co-Founder of R2 (acq) YC W21: https://teapawt.org/t.co/dZIdy9Eafi
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Joined October 2014
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“I made something people want.” @rogerlarach 🇭🇳🇸🇻
this is awesome. thank you @ycombinator - you guys changed us
Roger Teran retweeted
Just so we’re 100% clear:
A Haitian gang abducts four Salvadoran soldiers from a United Nations mission.
The President of El Salvador launches a rescue operation to bring back his people.
The gang leader asks the UNITED NATIONS to rescue his gang from the rescue operation.
No words.
Roger Teran retweeted
One of the most unexpected things about YC is how long we continue helping the founders. Even though we're generally the first investors, we're the ones still advising them 10 years later. I think it's because we're the investing analogue of old friends.
One week left to apply to YC Winter '27!
YC founders get:
🔸 $500K in funding
🔸 $12M+ in tokens, credits & deals
🔸Partners who were founders first, and are in your corner for life
🔸 Access to the best founder community in the world
🔸 Demo Day in front of thousands of top investors
Apply by Nov 2: ycombinator.com/apply
Roger Teran retweeted
Only 250 ppl spending $10M+ is wild & this is the Anthropic bull case succinctly put. It doesn't matter if margins come down / are thin, basically no one is actually using AI yet, and everyone will.
Roger Teran retweeted
It's amusing to read that Paris looters are discovering the watches they stole from Rolex and Patek Philippe stores are worthless shop units without working movements and secondly that all the Apple phones are display technology that locked the moment they left the store.
Roger Teran retweeted
This is what France needs. The autists to go ultra instinct and stand up. This photo deserves a Pulitzer. The autism shield says “Not today, villains.” He’s channeling his inner Goku. Iconic photo.
Roger Teran retweeted
okay one thing I can say with confidence is truly nobody thought the guy who owned the 140 character company would also be the guy that built the flying cars
Even AI couldn’t make this up 🤯
BREAKING: Tesla’s new Roadster just flew, pulling a barrel roll over a Tesla Semi.
@elonmusk: "I've seen a lot of things, but I've never seen that before."
"We call that the kickflip."
Roger Teran retweeted
BREAKING: Tesla’s new Roadster just flew, pulling a barrel roll over a Tesla Semi.
@elonmusk: "I've seen a lot of things, but I've never seen that before."
"We call that the kickflip."
Roger Teran retweeted
Once you understand that the world is full of highly neurotic people who need a doom's day scenario to validate their emotions, it all makes much more sense: Malthusian starvation, pandemic, climate, and now AI. I wish we still had "the devil" to play this part.
Roger Teran retweeted
i deleted instagram about 5 years ago, so i had almost forgotten what it feels like to have it in your life
watching people around me use it now feels strange
you end up checking the daily lives of people you haven’t seen in ten years, people you probably wouldn’t even stop to talk to if you crossed them on the street.
random people from your past become permanent background characters in your mind.
then add the fact that a huge part of instagram is effectively a dating product
if you’re already in a long-term relationship, keeping that constant stream of attention, comparison and other people’s lives in your head has destroyed countless couples
after being off it for years, the whole thing looks much more extreme from the outside. – at Barcelona, Spain
Roger Teran retweeted
This guy seems like the kind of person that is unable to understand that powerful tools need to be used AND be used well.
Don’t be like this guy.
Roger Teran retweeted
I am absolutely shocked and horrified that a politician would propose a prison sentence for .... *checks notes* ... developing technology with a 10% chance of wiping out the human species.
Roger Teran retweeted
More than 95% of banking around the world still runs through the same expensive branches. Customers pay for that infrastructure whether they use it or not.
We built Nu because that math never made sense to us. We were told it was impossible in Brazil. Then in Mexico. Then in Colombia. Now, more than 140 million people in these three countries trust us with their financial lives.
So the next step became obvious: keep expanding the model beyond our core markets.
Today, we are launching Nu in the United States through a partner bank model, with a full suite of financial products for everyday banking. And, for people whose lives already cross borders, we are also introducing Nu Global, a multi-currency digital account allowing fee-free, fast money movement across more than 35 countries.
There are certainly still those who think this is impossible. That disbelief has always been our best fuel.
Every time we entered a new market, the incumbents had more capital, more branches, more history. Every time, we brought our culture: people who choose the harder problem on purpose, teams that act like owners, and an obsession with fighting complexity and making customers love us fanatically.
The US market is the largest and most competitive financial market in the world. But despite the number of players, many customers still face complexity, high costs, and fragmented financial lives. Our answer is the one we have been executing in Latin America for thirteen years: no branches, technology built from the ground up, a low cost to serve — and that efficiency returned to customers as better yields, no fees, and service they don't have to fight for.
We have believed since day one that consumer-obsessed digital banking is the future of retail banking. That was never a Brazilian thesis, or a Latin American one. It is a global one.
Our launch of Nu US and Nu Global are where we start proving it: we are no longer building the largest digital bank in Latin America; we are building a global one.
And we are still in the first minute of the first half.
nu.com/en/newsroom/company/n…
