Founded in 1998, the Subchapter S Bank Association is the only organization that exclusively works to protect and enhance the benefits of S corporation banks.
San Antonio, Texas
Joined March 2011
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Sub S Bank Assoc. retweeted
Only three weeks away from the 2026 Sub S Banks Conference. Register today! lp.constantcontactpages.com/…
View the latest edition of the Quarterly Sub S Bank Report here! subsbanks.org/wp-content/upl…
Only three weeks away from the 2026 Sub S Banks Conference. Register today! lp.constantcontactpages.com/…
Sub S Bank Assoc. retweeted
Under @POTUS's leadership, community banks are making a comeback. These institutions are the backbone of the American economy, helping small businesses grow, supporting families, and serving as the first line of defense against illicit finance.
Last week in Arizona, I joined @SecScottBessent and @AZBankers to discuss how community banks advance economic growth and strengthen our economic security at the border and across the country. @USOCC is working with @USTreasury and our agency partners to implement the President's Executive Order, “Restoring Integrity to America’s Financial System,” by issuing guidance that reinforces that banks should appropriately consider the risks associated with lending to criminal illegal aliens.
Under the Trump Administration, the integrity and security of the financial system Americans rely on will always come first. We will continue fighting fraud, preventing abuse, and cutting burdensome regulation so community banks can better serve customers, finance small businesses, and deploy capital in local communities.
Sub S Bank Assoc. retweeted
Another major bipartisan accomplishment from the House Financial Services Committee. Proud to see the 21st Century ROAD to Housing Act become law today.
Sub S Bank Assoc. retweeted
With final passage of the 21st Century ROAD to Housing Act, Congress is paving a path back to homeownership for American families who have been locked out for far too long.
This transformational legislation will help address the housing affordability problem, reduce regulations so builders can build, limit institutional investing in the housing market, and bring the American Dream back into reach for millions of young and working families.
We are grateful to Chairman Hill, Ranking Member Waters, and our counterparts in the Senate for rolling up their sleeves to negotiate and achieve a bipartisan, bicameral bill that will now head to President Trump’s desk to be signed into law.
Sub S Bank Assoc. retweeted
H.R. 6644, the 21st Century ROAD to Housing Act, by Chairman @RepFrenchHill, Ranking Member @RepMaxineWaters, and @USRepMikeFlood, and @RepCleaver passed the House of 358-32.
Senate passes The 21st Century ROAD to Housing Act, which includes community banking provisions focused on reforming regulation, expanding lending opportunities, and promoting rural banking.
financialservices.house.gov/…
Sub S Bank Assoc. retweeted
The OCC has taken a range of actions to better tailor its supervision and provide meaningful reforms to community banks so they can continue to drive economic development in their local communities and the broader national economy. Read more at occ.gov/news-issuances/news-….
ALT OCC Advances Priority of Reducing Regulatory Burden for Community Banks
Sub S Bank Assoc. retweeted
This morning, Chairman @RepFrenchHill joined @SpeakerJohnson to discuss the House's amendment to the 21st Century ROAD to Housing Act:
“We look forward to a good vote that will advance housing affordability, housing accessibility, help our American families in all 50 states, and also accomplish President Trump’s goal of limiting institutional investors’ ability to compete against our moms and dads who are out trying to buy a house.”
Sub S Bank Assoc. retweeted
NEW: Chairman @RepFrenchHill's statement on bipartisan amendment to the 21st Century ROAD to Housing Act:
Sub S Bank Assoc. retweeted
The Committee's pleased to see that the Federal banking agencies have finalized their rule to revamp the Community Bank Leverage Ratio (CBLR). When created in 2018, the CBLR was intended to ease the regulatory burden on community banks by allowing them to comply with a simpler leverage ratio requirement instead of the complex suite of capital requirements applicable to larger banks.
The previous CBLR rule fell short of accomplishing this and so I am glad to see that the original purpose has finally been accomplished. Tailoring regulation to the size, complexity, and risk-profile of a bank is important and I look forward to the future work of the agencies to further that principle.
Comptroller Jonathan V. Gould issued a statement about the Community Bank Leverage Ratio final rule, which provides banks with greater flexibility to use a simpler measure of capital adequacy and reduces regulatory burden. Learn more at occ.gov/news-issuances/news-….
ALT Providing the option to use simplified capital standards gives community banks meaningful and necessary regulatory flexibility while advancing the OCC’s support for the long-term health and vitality of these indispensable institutions.
Sub S Bank Assoc. retweeted
Comptroller Jonathan V. Gould issued a statement about the Community Bank Leverage Ratio final rule, which provides banks with greater flexibility to use a simpler measure of capital adequacy and reduces regulatory burden. Learn more at occ.gov/news-issuances/news-….
ALT Providing the option to use simplified capital standards gives community banks meaningful and necessary regulatory flexibility while advancing the OCC’s support for the long-term health and vitality of these indispensable institutions.
Sub S Bank Assoc. retweeted
RELEASE: The @USOCC's proposed changes to its framework for banks’ appeals of supervisory decisions would restore confidence, bolster accountability and improve transparency in the appeals process, BPI, @ICBA and @AABD_News said in a comment letter filed yesterday: bpi.com/proposed-occ-changes…
