I am a professor of finance at NUS. I am passionate about question relating to household decision making, banking and housing markets.
Singapore
Joined November 2018
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This new paper, it shows the asset rich hand to mouth consumers’ reduced debt service burden in response to monetary policy, additional 7% per month of their disposable income spent due to reduced mortgage rates in China. #monetarypolicy #china #creditcard #spending
In this now paper, we show that the asset rich hand to mouth consumers’ reduced debt service burden in response to monetary policy allows them to spend additional 7% per month of their disposable income due to reduced mortgage rates in China. papers.ssrn.com/sol3/papers.…
In a new paper we study the introduction of Paylah! — a mobile wallet, and its impact on small business sales. PayLah! Helps businesses to attract new consumers who use credit cards for new purchases. See paper below papers.ssrn.com/sol3/papers.…
In a recent paper we study minimum wage increase and its impact on rental defaults. We find that rental defaults decrease due the minimum wage increases but landlords increase rent over time. papers.ssrn.com/sol3/papers.… #minimumwage #apartmentrentals #lowincomeworkers
Here is a recent paper I have written on tax evasion in the housing market in China. papers.ssrn.com/sol3/papers.… #taxevasion #economics #finance #China