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You call any phone on Earth from your browser for cents a minute. We charge your credit card.

Joined October 2026
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sixty minutes with a brazilian mobile, paid at the standard rate of the big carrier where you live: ~$241 from the UK, $180 from the US, ~$171 from italy. suparelay charges $4.80 for that hour from any of the 10 places below UK (three): ~$241 / suparelay: $4.80 US (t-mobile): $180 / suparelay: $4.80 italy (TIM): ~$171 / suparelay: $4.80 switzerland (swisscom): ~$131 / suparelay: $4.80 canada (bell): ~$107 / suparelay: $4.80 germany (telekom prepaid): ~$107 / suparelay: $4.80 spain (movistar prepaid): ~$94 / suparelay: $4.80 japan (docomo, evenings and weekends): ~$83 / suparelay: $4.80 portugal (NOS prepaid): ~$53 / suparelay: $4.80 australia (telstra pre-paid): ~$13 / suparelay: $4.80 add-ons move a few of these, and two beat us. stateside international talk on t-mobile ($15 a month) takes brazilian mobiles down to 5¢ a minute from the US, $3 for the hour. telstra pre-paid puts brazil in its zone 2 included minutes, 60 of them on a $30 AUD recharge. three's call abroad add-ons in the UK don't list brazil at all
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your US LLC can end up with three addresses: the registered agent's, a mailbox that scans your post, and the place you actually work. wise turns down the first two as your business address, and mercury turns down the agent's. 7 things non-US founders use to keep addresses and IRS mail straight 1. registered agent: the address on your state filing that receives legal papers / northwest, $125/yr, a price it says it hasn't raised in 20 years / northwestregisteredagent.com 2. virtual mailbox: a real US street address that opens and scans your mail, so IRS letters reach you abroad / anytime mailbox, plans from $4.99, about $9.99/month on average / anytimemailbox.com 3. mercury: your principal place of business can be abroad or at home. registered agent addresses, PO boxes and UPS Store addresses get refused / $0/month / mercury.com/pricing 4. wise business: the trading address has to be where you work every day, and a home or co-working space counts. virtual addresses, mail forwarders and registration agencies don't, and nevada businesses can't sign up / 31 USD one-off / wise.com/us/pricing/business 5. EIN by phone: if your principal place of business is outside the US, the IRS online tool won't take you. call 267-941-1099, mon to fri 6am to 11pm ET, or fax form SS-4. the EIN itself costs nothing / $0 / irs.gov/businesses/employer-… 6. suparelay: that IRS line isn't toll-free. dial it from the browser or the suparelay Windows app for 5¢ per minute, which puts an hour on hold at $3 / suparelay.app/?utm_source=x&… 7. form 8822-B: moved, or changed the business mailing address? this form tells the IRS, and it's free. a new responsible party has to be reported within 60 days / $0 / irs.gov/forms-pubs/about-for…
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anyone who used skype credit to call landlines back home: what replaced it? skype has been gone since may 2025. a carrier add-on, a calling card, a new app, or you just call less now
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HMRC's self assessment line from abroad (+44 161 931 9070) is a regular manchester number. 45 minutes on it from a UAE mobile: e& standard rate (AED 2.83/min): about $35 suparelay (5¢/min): $2.25 e&'s international offer gets it near $15. longest HMRC hold you've sat through?
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a missed form 5472 carries a $25,000 IRS penalty for a foreign-owned US LLC. 9 things on a non-US founder's first-year list, each checked on the official page 1. EIN: with your principal place of business abroad, the IRS online form is closed to you. you phone 267-941-1099 instead, mon to fri 6 a.m. to 11 p.m. ET, and the IRS notes it's not toll-free / $0 / irs.gov/businesses/employer-… 2. suparelay: dials that IRS number in a browser tab or our Windows app for 5¢ a minute, so an hour waiting on hold comes to $3 / suparelay.app 3. BOI report: skip it. FinCEN now exempts companies created in the US and their owners / $0 / fincen.gov/boi 4. form 5472 with a pro forma 1120: due by the 15th day of the 4th month after your tax year ends, so april 15 for a calendar year. missing it is the $25,000 penalty / irs.gov/instructions/i5472 5. form 7004: an automatic 6-month extension. a foreign-owned LLC has to fax or mail it by the original due date / $0 / irs.gov/forms-pubs/about-for… 6. delaware LLC tax: $400 a year, due by june 1, with a $200 late penalty plus 1.5% interest a month / corp.delaware.gov/alt-entity… 7. wyoming annual report: the license tax is $60 or $0.0002 per dollar of assets in wyoming, whichever is more / sos.wyo.gov 8. registered agent renewal: northwest charges $125 a year and says it hasn't raised that price in 20 years / northwestregisteredagent.com 9. if you'd rather hand off the 5472: firstbase's package for non-US-owned single-member LLCs covers form 5472, the pro forma 1120 and the extension / $899 a year / firstbase.io/pricing
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a call "from your bank" asking for a code? hang up and ring the number on the back of your card abroad, that's usually a 1-800 a foreign SIM often can't reach. suparelay dials US toll-free from a browser tab, 4¢ a minute. or use the collect number, if your card lists one
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US clocks went back an hour last night. most of the world didn't from new york, dubai is now 9 hours ahead, mumbai 10.5, manila 13. europe switched last weekend, so london is back to 5. your usual sunday call home now lands an hour later for them
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halloween: the one night a stranger knocks and everybody opens the door the rest of the year, americans got 128 million robocalls a day in september (youmail), so an unknown number just rings out. calling family from a new number? text them first
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an hour-long call to family in india, ringing their mobile at your carrier's standard rate: $180 from the US, ~$143 from spain, ~$134 from portugal. on suparelay that same hour costs $6, and the price is set by the number you dial, not by where you are US (connect by t-mobile prepaid): $180 / suparelay: $6 spain (movistar prepaid): ~$143 / suparelay: $6 portugal (NOS prepaid): ~$134 / suparelay: $6 germany (telekom prepaid): ~$107 / suparelay: $6 netherlands (vodafone): ~$84 / suparelay: $6 canada (bell): ~$64 / suparelay: $6 poland (play prepaid): ~$62 / suparelay: $6 new zealand (one nz prepay): ~$30 / suparelay: $6 add-ons change the picture, and a few beat us. stateside international, t-mobile's $15 monthly add-on, drops indian mobiles to free from the US. vodafone in the netherlands sells 50 minutes to the rest of the world for €12.50 a month. telstra pre-paid in australia bills india at 10c AUD a minute, about $4.20 for the hour, and counts india in the minutes bundled with its larger recharges. and from south africa, vodacom's calling plus rate to india is R0.99 a minute, so roughly $3.60 an hour
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a $50 sale costs you $1.75 in fees on stripe, $3 on paddle and $3.50 on stripe with its merchant of record add-on. 8 ways non-US founders with a US company get paid and move the money, with fees from each provider's own page 1. stripe: card payments, sales tax is on you / 2.9% + 30¢, +1.5% for non-US cards / $50 sale: $1.75, or $2.50 on a non-US card / stripe.com/pricing 2. stripe managed payments: stripe becomes your merchant of record and remits sales tax, VAT and GST in 75+ countries / +3.5% on top of the card fee / $50 sale: $3.50 / stripe.com/pricing 3. paddle: merchant of record, tax and chargebacks handled / 5% + 50¢ / $50 sale: $3 / paddle.com/pricing 4. lemon squeezy: merchant of record / 5% + 50¢ / $50 sale: $3 / lemonsqueezy.com/pricing its 2026 update says it's building an easy way for users to move to stripe managed payments 5. polar: merchant of record that posts every rate publicly. free plan 5% + 50¢, or $20/month for 3.8% + 40¢, +1.5% for non-US cards / $50 sale: $3, or $2.30 on the $20 plan / polar.sh/resources/pricing 6. mercury: where the payouts land. US business checking with $0 ACH, domestic wires and USD international wires / $0/month / mercury.com/pricing 7. wise business: account details in 22 currencies. incoming USD ACH is free, an incoming USD wire is 6.11 USD / 31 USD one-off / wise.com/us/pricing/business 8. suparelay: for when a US client's accounts payable team or your bank's support line wants a phone call. it calls US numbers from your browser or the Windows app / 5 a minute / suparelay.app
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anyone whose parents refuse another app: whatsapp guests can now join a call from a browser link who does this unlock for you? a landline still needs a real phone call
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brits abroad: one hour on the phone with a UK landline (an 01 or 02 number) at the local carrier's standard rate. from the US it's $180. suparelay is $3 from all 10 places below US (connect by t-mobile prepaid): $180 / suparelay: $3 switzerland (swisscom): ~$66 / suparelay: $3 canada (bell): ~$64 / suparelay: $3 germany (telekom prepaid): ~$47 / suparelay: $3 italy (TIM): ~$35 / suparelay: $3 poland (play prepaid): ~$31 / suparelay: $3 new zealand (one nz prepay): ~$30 / suparelay: $3 portugal (NOS prepaid): ~$16 / suparelay: $3 spain (movistar prepaid): ~$16 / suparelay: $3 netherlands (vodafone): ~$16 / suparelay: $3 the add-ons are where it gets closer. t-mobile's $15 stateside international makes UK landlines free from the US. swisscom's CHF 20 international calls option is unlimited to the UK. in south africa, vodacom's international calling plus is R0.99 a minute, about $3.60 for the hour. and in australia telstra pre-paid is 10c AUD a minute to the UK, with UK minutes included on its $30+ recharges, which beats us if you already top up
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40 minutes with family in pakistan on a sunday call, from a US prepaid that has no international plan: AT&T's no-add-on rate ($4.00/min): $160 suparelay (9¢/min): $3.60 AT&T also sells a $10 pack with 250 pakistan minutes. worth adding before a long weekend call
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jpmorgan, citi and bank of america now all say outside ai agents can't log in to your account or move money. bofa's ceo wants a human to authorize before money leaves so an ai app asking for your bank password is asking for something your bank says it won't allow
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cloudflare raised the workers runtime-update grace period from 30 seconds to 20 minutes for pending requests and connections. most phone calls fit that window. websockets can still drop earlier, so reconnects still matter
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half an hour on a london landline, called on US prepaid with no add-on: AT&T pay-per-use ($4.00/min): $120 suparelay (5¢/min): $1.50 AT&T's $15 international plus add-on makes UK calls unlimited, if you add it before you dial
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banks say they can't tell a person from a bot when one calls customer service. fair, their phone menus have had all of us talking like bots for 20 years. "representative." "REPRESENTATIVE."
SITUATION EXPLAINED: US banks are finding AI agents inside customer accounts, and some appear to be acting without the user's instructions. • The banks include Morgan Stanley, Bank of America, JPMorgan, and Wells Fargo, and some don't even know agents are getting in • Many are people's own agents, like Meta's Muse, logging in with the user's password, which most banks don't allow • Banks often can't tell a person from a bot, and some agents have even called customer service lines • Banks are blocking agents, rewriting their terms, and moving to read-only access that shows balances but can't move money • Schwab says it stops outside agents trying to move client money "in the tens and twenties" every week • Many agents can tap through your phone the way you do, banking app included, and your phone already holds most of your life @theojaffee: "It seems like there's definitely a problem with people abusing AI agents before they are reliable enough, before they are aligned enough, and before they are capable enough to take actions on behalf of the user, kinda like someone with power of attorney would, without messing things up."
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you can run a US LLC from outside the US on $0/month banking, and stripe atlas now refunds its $500 fee if you keep $5,000 with them. the 10 services non-US founders use, with prices from each provider's own page 1. stripe atlas: delaware LLC or c corp with the EIN and a year of registered agent included / $500, then $100/yr / stripe.com/atlas since april 13 it refunds the $500 if you deposit $5,000 in a stripe treasury account within 90 days of incorporating and leave it there 30 days 2. doola: LLC or c corp formation for founders anywhere, with EIN and a US business address / $297/yr + state fees / doola.com/pricing 3. northwest registered agent: the in-state agent your LLC has to list, if your formation package doesn't cover it / $125/yr / northwestregisteredagent.com 4. suparelay: the IRS online EIN tool refuses anyone whose principal place of business is abroad, so you apply on the international line, 267-941-1099 (mon to fri, 6am to 11pm ET). it isn't toll-free. suparelay calls it from a browser / 5¢ a minute / suparelay.app 5. mercury: US business checking, no US citizenship or residency needed / $0/month / mercury.com residents of about 50 listed countries can't apply, pakistan, nigeria, vietnam and the philippines among them 6. wise business: account details to get paid in USD, EUR, GBP and 19 more currencies. incoming USD ACH is free, conversion from 0.23% / $31 one-off / wise.com/us/business nevada LLCs can't sign up 7. stripe managed payments: stripe acts as your merchant of record and handles sales tax and VAT in 75+ countries. built with the lemon squeezy team / 3.5% on top of stripe's 2.9% + 30¢ / stripe.com/pricing 8. anytime mailbox: a US street address that opens and scans your mail / from $9.99/month / anytimemailbox.com wise and mercury want a real physical address, so give them your actual one abroad 9. form 5472: a single-member LLC owned by a non-US person files it with a pro forma 1120 for every year with reportable transactions. missing it costs $25,000 / firstbase files both for $899/yr / irs.gov/instructions/i5472 10. aws activate founders: cloud credits for self-funded startups, no investor needed / $1,000, up to $5,000 for some / aws.amazon.com/startups/cred…
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free starlink on united means you can now wait in united's support chat queue from seat 34b
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suparelay lets you cap how long a call can run so when the airline says the wait is about 45 minutes, you decide how many of those you're paying for
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