Vīta brevis, ars longa, occāsiō praeceps, experīmentum perīculōsum, iūdicium difficile. quiet disrupter | privacy-conscious
The Matrix
Joined March 2021
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Hypatia (🌸, 🌿) retweeted
⚠️ Apple... iOS 27.3 : tout ce que tu partages en « Toute personne disposant du lien » est désormais scanné par Apple.
Et ce n'est plus chiffré de bout en bout. Même si tu as activé la Protection avancée des données. C'est écrit noir sur blanc sur leur page d'aide
Si leur scan trouve quelque chose : contenu supprimé, compte bloqué, ton mail et ton numéro interdits de recréer un compte... et la police "si nécessaire"
Pour rappel... en 2022 Apple renonçait au scan de nos photos au nom de la vie privée
En 2026 ils le réintroduisent par la petite porte, sans conférence, via une page support !
Pendant que Bruxelles se décide sur Chat Control la Silicon Valley l'applique déjà toute seule. Pas besoin de loi quand l'éditeur se porte volontaire !
Bref... Tu partages un lien, eux lisent ce qu'il y a derrière 👁️
Hypatia (🌸, 🌿) retweeted
I understand why you are upset and it's of course a huge problem, but a quick lesson and correction, which would be useful in understanding and hopefully individually preventing this situation in the future.
Banks do not lend funds that they have somewhere. They did not use the public funds, or your funds (or mine for that matter, I also had some money at Ueno).
Banks lend out money they create out of thin air. That is why it's called fractional reserve banking. What happens in the books is they credit the borrower's bank account with new guarani (they don't take it from any other account) and on their assets side, they have (risk adjusted) your promise to repay that loan (future liquidity) plus interest rate.
They need to have reserves in most countries and enough equity to cover losse. What happened with Ueno is that ratio of the bank's own capital to risk weighted assets on the books went way below 12% requirement.
But note that the requirement is not based on deposits directly, it is a share of bank's own money (not the deposits!) to risk weighted assets.
Why is this crucial to understand for the future. A bank, any licensed bank in any country, has a special magic privilege to create money out of thin air (thin air=credible pinky promise to pay, and some share capital to go with it, if they valued the pinky promise incorrectly).
When you give money to a bank, you hope they got their calculation right. But the margin is very thin - above 12% ratio in Paraguay is fine, below 12% is not fine. But see how the thin the margin is. Any kind of crisis, any major change in the economy (and who would expect changes these days, everything seems to be so stable, right?) could very well wipe out this tiny error margin.
What is admirable in Paraguay is how fast they act.
For individuals - know that this is happening. It will happen over and over again in any fractional reserve bank. The possibility to create money out of thin air is like the Ring and if you want to be safe, you go as far away as possible from people who try to use its power.
What can you do individually then? First, save money. Even little by little, spend a bit less than you make. And that saving should be held in something that has no counterparty risk. Some cash (that has devaluation risk, but there's no counterparty), some gold or precious metals, some Bitcoin.
Note that with Bitcoin, people consider stablecoins a good alternative (usdt, etc), but note that it is different. Usdt has a counterparty that acts like a bank. Bitcoin does not. So what you gain in value stability, you lose in counterparty risk exposure.
Also, Bitcoin balance on binance is not Bitcoin, that has a counterparty risk. I've seen people in Paraguay proudly showing me they save in bitcoin and then they open binance wallet - that compounds value risk and counterparty risk.
You're right to be upset. You're right to want your money back. But now you know what to do to avoid this mistake in the future.
Read @LynAldenContact's Broken Money.
Hypatia (🌸, 🌿) retweeted
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Hypatia (🌸, 🌿) retweeted
Briefly about Paraguay from my friend.
Banks "Atlas" and "Familiar" have collapsed.
Here's just the essentials — what happened, where the payouts stand, and what's genuinely alarming about it.
Where things stand right now
- Both banks run on IT tied to ITTI, which is a subsidiary of Ueno Bank; The official line: a surge of customers;
- Every Ueno Bank director has been detained;
- The Central Bank's leadership has resigned;
- 35 signatures are in for launching impeachment proceedings against President Peña. Six more are needed to send the initiative to Congress.
Context for readers outside Paraguay: Atlas, Familiar and Ueno are Paraguayan banks; the Central Bank is the BCP.
The law passed — with amendments — and went back to Congress
First tranche: 24 hours, but with a "no more than 5 days" clause. Payouts land between Friday and next Wednesday, if Congress passes the law tomorrow morning.
Added criminal liability and a 24-hour clawback of funds the Central Bank sent by mistake. The burden shifts onto the recipient.
Article restoring the Ueno Bank app and in-app SIPAP was removed. There will be no access to the app.
In short: timelines keep stretching, tension keeps climbing.
How the payout is supposed to work
1. The Central Bank compiles a list of depositors — balances, debt obligations, and every account that person or company holds anywhere in the banking system, using data exchanged with the Banking Association.
2. The Central Bank then transfers the money into one of those accounts itself.
3. Anyone with no other account must either collect cash at a specific bank or cooperative's counter, or open a temporary account for the transfer.
It's being built on the fly. Ueno Bank alone has roughly 3 million accounts, so Central Bank staff are working emergency hours, seven days a week, to pull the data together and design the payout mechanism.
The big unknown: people whose only account was at Ueno, and those who are abroad. How they get their money is still unanswered.
And the part that worries me most
Local chats are pushing "pull your money out of Atlas and Familiar." That may be exactly what triggered the run that took the banks down. Who's spreading it and why — I don't know.
The panic has already reached school parent groups. Trust in the system is falling, and it looks a lot like someone is rocking the boat on purpose.
Hypatia (🌸, 🌿) retweeted
People still use banks. How frightful.
🚨 PARAGUAY 🇵🇾 RIOTS IN THE STREETS AFTER 3 MILLION PEOPLE GOT LOCKED OUT OF THEIR OWN MONEY
The central bank shut down Ueno Bank, one of the biggest banks in the country.
3 million customers. About 60% of all adults in Paraguay.
Salaries. Pensions. Savings. FROZEN.
No app. No cards. No ATMs.
Even $380 million of the state pension fund is stuck inside.
Covid locked people inside their homes. This locked them out of their own money.
Then it turned POLITICAL.
President Santiago Peña, the right-wing friend of Milei and Kast, was a SHAREHOLDER in Ueno's holding company until 2025.
And the man he picked to run the central bank in 2023 used to run Ueno.
Within 24 hours:
• the central bank chief signed his resignation after Peña asked for it
• Ueno's CEO handed himself in to police, 5 more executives DETAINED
• crowds in central Asunción demanding Peña's exit
• the opposition pushing to impeach him
The last time Paraguay's banks broke, in 1995, more than half of them went down.
If you want the parts of this story Paraguay's government would rather you never heard, follow me.
Hypatia (🌸, 🌿) retweeted
What kind of a psycho does this.
Probably authorized by some head of state, that's a collection of total psychos.
BREAKING: Freezer CYBERATTACKS have now hit France's national BLOOD service, setting units to 110°C.
Hackers reprogrammed freezers holding donor blood samples from -30°C to 110°C, a jump of 140 degrees, per Le Canard Enchaîné.
They broke in through Coolworld, which maintains storage containers for the service, EFS.
A technician caught the rising temperature in time, and France's Health Ministry says there was no operational impact.
It comes as freezer hacks spread across Europe, though no link between the attacks has been confirmed.
Hypatia (🌸, 🌿) retweeted
Si están en Crypto, Fintech, banca, etc y no los hackearon aún, no es porque tengan una buena postura de seguridad, sino que:
A - Todavía no los targetearon
B - Ya los tienen dentro de su infraestructura pero aún no hicieron cash out.
Es increíble como aún con lo de Binance, la gran mayoría sigue durmiendo.
Bu makaleye bakar mısın? uyarı mesajı benziyor.
teapawt.org/officer_secret/status/…
Got this Apple security alert, so naturally I threw my iPhone into a vat of acid, soaked the SIM card in hydrochloric acid, and erased every trace of my digital existence.
Quick question: Should I do something about the person the SIM card is registered to, or are we good? @Apple 😁
Hypatia (🌸, 🌿) retweeted
Real exploits. Stolen secrets. AI claims bigger than the public proof. October’s security failures were serious, but they did not establish an internet-wide collapse. For crypto, the harder question is what stops a transfer once an attacker has the key.
rekt.news/is-the-internet-re…
Hypatia (🌸, 🌿) retweeted
Binance hack: every flow traced so far
🔴 LIVE: Binance resumes withdrawals leading to $6B outflows protos.com/live-binance-susp…
"Being necessary has never been more necessary or more difficult."
“Humans don’t mind hardship, in fact they thrive on it; what they mind is not feeling necessary. Modern society has perfected the art of making people not feel necessary.”
After the Second World War, the German theorist Hannah Arendt suggested that totalitarianism takes root in societies where lots of people feel unnecessary or unwanted. In the years after 2016, it was common for the media to report on underemployed people in the Rust Belt who felt that they’d been cast aside. Today, manosphere ideology rages against a society that, allegedly, claims not to need men, and young people wonder whether there’s room for them in an A.I.-saturated workforce. “We have a real need to be needed,” Joshua Rothman writes. “And yet many forces—thinking machines, aging, economic and social dislocation—appear to be making us feel redundant.” Read his latest column: newyorkermag.visitlink.me/P4…
Hypatia (🌸, 🌿) retweeted
The Binance hack is laundering on autopilot. The main Tron distribution wallet has paid out every hour for 31 hours. Its longest pause was 46 minutes, and swaps into THORChain repeat the same amounts, with one value appearing 19 times.
When a bridge rejected deposits, the funds were re-sent automatically from new wallets. The timing looks programmed.
For anyone screening, a wallet that clears today can receive funds from this cluster hours later. One-off checks and static lists won’t catch it. Screen continuously and set alerts. Elliptic’s free blocklist of exploit addresses is updated as our investigators trace new ones.
Figures are Elliptic data as of 08:11 UTC on October 31 and will move.
hubs.la/Q04CYFlc0
Hypatia (🌸, 🌿) retweeted
Hot Crazy Matrix A Man's Guide to Women
youtube.com/watch?v=pInk1rV2…
