
#ESG & #AI/algorithm governance consultant @certAInify, seed stage investor, #MKETech advocate. Blessed with wonderful family & faith community. #EthicalAI #ESS
SE Wisconsin, USA
Joined February 2013
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Tim Tesch retweeted
The typical American guy working full time makes about $35 an hour, so every hour he spends on the couch with his best friend quietly costs him $35. That's the real reason men can't hang out without golf or the game on, and a Swedish economist figured it out back in 1970.
His name was Staffan Linder. He wrote a book called The Harried Leisure Class, and the idea is pretty simple once you hear it.
Every hour you have is worth whatever you could've earned with it. As a country gets richer and wages go up, your free time gets more expensive right along with your work time. Linder said people react by trying to squeeze more out of every free hour, and the easy way to do that is to stack stuff on top of it. So the hour turns into a round of golf, a game on the big TV, a fishing trip, a new grill you want your buddy to see.
That's what Trevor is describing with "the third thing."
When a guy texts "want to go fishing Saturday?" he's attaching something to the hour so it feels worth spending. The fishing gives him a reason to be there. Two guys on a couch just talking feels like nothing got done, so if you grew up somewhere wages are high, your brain files it as wasted time. Even though it's probably the best thing either of them will do all week.
It also explains why Trevor's friends from the township in South Africa and from Trinidad don't have this problem. Trinidadians even have a word for it, liming, which basically means hanging out with zero agenda. An afternoon of doing nothing in Soweto costs a fraction of what it costs in Manhattan, so it never got squeezed out of anyone's week.
Now do the math on an actual close friend. A University of Kansas researcher named Jeffrey Hall found it takes more than 200 hours together before someone becomes a close friend. At $35 an hour, that's almost $7,000 worth of time per friend. Some part of your brain runs a version of that number every time "just come over" feels like it needs a reason attached.
Later in that same interview, Trevor tells a story that's basically Linder's whole book in one afternoon.
Once he was hosting The Daily Show, a theme park offered him and his friends a pass to skip every line. They rode everything a few times over in about three hours, in a park that usually takes all day. He came home with a headache and his friends were dehydrated. They'd barely talked, and it was the most depressing theme park trip they'd ever been on.
That night they tried to figure out what went wrong, and it hit them that the lines were the part they loved. Standing in a queue for an hour meant there was nothing to do but hang out and talk.
That pass did to one afternoon what a big salary does to your whole social life. It got rid of all the dead time, and the dead time was what they came for.
Tim Tesch retweeted
Major U.S. financial institutions are facing “unvetted and unauthorized AI agent activity,” says @MadisonMills22, a senior AI reporter at Axios, calling it “a nightmare” for banks.
Mills and CBS News’ @thekellyogrady share what exactly is happening with the agents — and how to safeguard your own accounts.
Tim Tesch retweeted
BREAKING: JPMorgan, Bank of America, Wells Fargo, & other major banks have reportedly detected unauthorized AI agents operating inside customer accounts.
One of My Worst Fears… They’re Here!
Has anyone heard of brokerage firms have similar problems?
Most financial firms have security pages with steps to take to secure your account. Identifying you via your computer is a recommended practice.
Any threads on securing your stuff?
SCOOP: Major U.S. banks are detecting unauthorized third-party AI agents inside customer accounts, including some attempting to take actions that appear to be independent of user instructions, sources told Axios.
The findings have alarmed banking executives, who are racing to restrict access to their systems as AI moves at a velocity faster than financial institutions can respond, multiple industry and bank executives told Axios.
Several banks are now preparing for worst-case and even “day after” scenarios, including how to rapidly secure or restore customer accounts if things go wrong, the people said.
Several bank executives told Axios they're struggling to distinguish between human users and AI agents. One executive said banks also struggle to determine whether agents are authorized by customers or potentially operating without their permission, more akin to rogue agent behavior.
Read my latest for Axios here: axios.com/2026/10/22/ai-agen…
Tim Tesch retweeted
Great chart from Slok. Everybody knows that a very small % off companies are consuming the lion's share of token consumption
What's interesting is that of those top 1% of spenders, they're overwhelmingly VC-backed companies. May have implications if VC-funding starts to slow.
Important Statement
“… companies want to own their AI rather than rent it” and why open-U.S. AI could be the safer choice.
Misha Laskin of Reflection AI joins Jason to discuss why companies want to own their AI rather than rent it, and why open-source AI might end up being the safest choice for future security. Misha argues that more eyes on these models make them safer, not more dangerous. Find out how close he believes the US open source models are to the top Chinese offerings, and why Misha believes the American industry should start moving even faster on this TWiST 1-on-1 exclusive.
@jason @MishaLaskin @reflection_ai
0:00 Why companies are switching from renting AI to owning it
9:43 How Reflection sells the whole AI stack
10:57 PaperOS: Paper is the legal backbone for thousands of startup founders and fund managers - including Launch. Use getpaper.ai/twist to get your cap table free for a year - or two years if you're leaving Carta.
12:01 Who is moving AI onto their own servers
15:10 What it took to train Beam
20:59 Superhuman: Superhuman Go is an AI chat that's always there when you need it, already aware of what you're doing, and doesn't ask you to start from zero. Sign up to get the best in AI at superhuman.com/
22:02 How reinforcement learning tasks get built
27:14 Hackers heat French supermarket fridges
29:40 The AI that broke out of its sandbox to cheat
31:38 Odoo: The all-in-one business platform. Your first app is free! Get started today at Odoo.com/twist
33:43 Why open source makes software safer
38:46 The encryption fight and Tim Cook's stand
43:26 Why China raced ahead in open models
48:08 How Beam stacks up against Chinese models
50:54 When American open models catch up
59:12 Staying independent
🎥 Watch the full episode here 👇
Think about this…
"What would you like the power to do?"
Good question BoA!
BREAKING: Bank of America brought in 1,000 contractors to help 3,000 staff patch software flaws exposed by advanced AI models such as Anthropic's Mythos, per CNBC.
'We put on 1,000 contractors to help us do the patching work in the second quarter, and those people remain here today,' CEO Brian Moynihan said, per CNBC.
Integration: Here’s what most people miss about Tesla and SpaceX 🧵
“An aerospace engineer who’s worked with both companies told his audience something that reframes everything they think they know about what Tesla and SpaceX are actually building.”
Most people think Tesla makes cars and SpaceX launches rockets.
Both statements are true. Both statements miss the point. Both statements describe 2 companies the way someone in 2010 would describe Amazon as “a bookstore” or Google as “a search engine” technically accurate and fundamentally incomplete.
An aerospace engineer who’s worked with both companies told his audience something that reframes everything they think they know about what Tesla and SpaceX are actually building.
“Tesla isn’t a car company. It’s an energy and AI company that uses cars as its distribution network. SpaceX isn’t a rocket company. It’s a communications and computing infrastructure company that uses rockets as its delivery system. The car is the interface. The rocket is the delivery truck. The products being delivered energy storage, autonomous intelligence, global connectivity, orbital compute are the actual business. And the 11 details behind the headlines reveal what these 2 companies are building together that neither could build alone.”
He showed them 11 hidden details across both companies the technologies most people don’t know exist, the convergence most observers haven’t noticed, and the shared strategy that connects a car on a highway to a satellite in orbit through an engineering philosophy the public understands as “Elon’s companies.”
Here’s what most people miss about Tesla and SpaceX 🧵
Important Study on the Future of Humanity
What will shape the health of the next generation?
A new Lancet Commission outlines 17 interlinked catastrophic threats to health and human survival between 2025 and 2100: spkl.io/60157nJvz #21stCenturyThreatsToHealth @IHME_UW @UNFPA
Wow.
Tech just crossed +3 sigma vs the S&P, first time this cycle.
12 of 24 tracked ratios below -1.5 sigma. One trade wide. Credit still confirms.
Run #32:
leadlagreport.com/tech-cross…
Who knew Helmet Fire was a thing?
Have you had it?
Night over the Persian Gulf, coming back from a sortie over Iraq, low on gas.
Somebody ahead of me had broken the basket on the tanker - the drogue you plug into to take fuel - so there was none to be had.
My section was the last recovery of the night. The ship told us to 'buster' - hurry up - because a deck full of tired sailors needed to go to bed.
I cleared my wingman off to go down first since he was lower on gas. Then I started down from 25,000 feet with my head in the cockpit, running procedures.
Then my radar altimeter screamed. ALTITUDE. ALTITUDE.
I looked up. Black ocean filling the windscreen at better than 400 knots.
I pulled. Hard.
Still shaking, I turned toward a light I was certain was my carrier. It was an oil platform.
Then an ugly pass at the ramp to finish the night, in the most dangerous place in aviation.
Three things that could have killed me inside fifteen minutes. All three happened because I let someone else's urgency interrupt my normal process.
Nobody did anything wrong - except me. The basket broke. The sailors were exhausted. The ship's call was reasonable. That's what makes it dangerous - the pressure that kills you usually has a perfectly good reason behind it.
We call it a 'Helmet Fire'. Your brain takes in more than it can sort, your normal scan breaks down, and you stop seeing the one thing that is about to kill you. You feel busy right up until you find out you lost track of the most important thing.
I see it in boardrooms constantly. There it wears a suit. Executives treating overload as proof of commitment. People confusing motion with progress.
If you're task saturated, you're probably failing at most of your tasks. Saying so out loud isn't weakness. It shows you care more about the mission than about looking good. And it's honest. I'll take respectful truth over artificial harmony any day.
I promised myself that night I'd never let anyone rush me again. Not over the Gulf. Not in the C-suite. Not ever.
Look at your best people this week.
Who on your team is in Helmet Fire right now?
And would they tell you if they were?
Link in the first comment.
Fight's On!
Tim Tesch retweeted
Crusoe was just valued at $30.9 billion.
It started out running computers on gas that oil fields were burning off as waste.
Founded in 2018, the company noticed that wells in Texas and elsewhere were flaring natural gas into the air because there was no pipeline to carry it away. So it parked small modular data centers beside the wells and turned that gas into electricity for computing. By the time it sold that business in 2025, it had put out more than 425 of them across seven states.
It came out of the oil field with one rule. Find the power first.
Crusoe calls it an energy-first strategy. Most developers choose a site and then go looking for electricity. Crusoe starts with the electricity and builds toward it.
On September 17 it announced the initial closing of a $3.9 billion Series F, co-led by Atreides Management, Mubadala Capital and Valor Equity Partners. It now reports more than 6 gigawatts of contracted capacity and over $140 billion in total contracted value.
In March, Crusoe also announced Edge Zones, built from factory-made units it calls Spark. It says a new zone can be stood up in as little as three months, at anything from a few hundred kilowatts to hundreds of megawatts.
For a century we built power plants in one place and strung wire to wherever the demand was. Crusoe is betting it is now faster to carry the computer to the power.
I have spent thirty years on disputes over things that got built. A unit assembled in a factory and set down on a pad carries a different kind of risk from a campus poured in place over three years. Fewer trades on site. Fewer handoffs between parties.
The next great American build-out will be measured in gigawatts, and a lot of it will go wherever the power already is.
Tim Tesch retweeted
Almost half of companies now generate measurable value from AI, although the biggest share still comes from a small group of top performers.
BCG’s 2026 Applied AI Index finds that agentic AI rewards these top performers who follow a clear playbook: strategic clarity plus applied AI can translate AI ambition into transformative impact.
• Strategic clarity is about getting the big choices right to strengthen competitive advantage.
• Applied AI means embedding AI into day-to-day operations.
• Transformative impact is the enterprise value created when those elements come together.
Read more about the formula for Agentic AI value: on.bcg.com/3ThOpBg
Crowd Sourcing IRA Equity Portfolio.
Goal? Flee the Fees & reduce MAG-7 exposure. Who knew i5 would become a focus fund?
Base
$IVV 25%
⬇️ Exposure
$JQUA 15% ~Russell 1k, Quality screens
$VFLO 10% Cash flow
$RSP 10% Equal weighted
$DIVB $10 Dividend
Cap Size
$FMDE 10% Mid
$AVUV 10% Small
International
$IQLT 10%
Brookfield Wisconsin. We were just ranked by @BusinessInsider as second best small city to live in the US.
Looks like the secret is getting out!
apple.news/AX7xqSYMUTHavuzft…
Tim Tesch retweeted
Here's my point of view from my seat on how we, an indie agency, deliver value for our clients in strategic partnerships and new platforms in new age of AI xitter.cf/MattWalkerWI/status/20…



























