MSCS | MSIT | Pursuing PhD in IT, Tech expert by day, adrenaline-fueled snow trekker. Embracing AI, farming roots

Joined May 2011
$SOFI crushed the earnings Q3 2026 - Another outstanding quarter. $1.4B revenue (+44% YoY) $241M net income (+73%) $470M adjusted EBITDA (+70%) $0.18 EPS 17.1M members (+35%) Record $16.9B loan originations 2026 guidance raised 2027 outlook: $6.4B adjusted revenue, $0.90 EPS SoFi is reaching a major inflection point. It’s no longer just about growing members and revenue. The company is consistently profitable, scaling its business, and turning growth into stronger earnings. I hope this strong performance translates into lasting shareholder value. Great execution by @anthonynoto and the entire SoFi team.
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Ambition without direction is just anxiety!!!
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This Starlink debate isn’t just about bringing internet to rural India. Let’s not forget that Starlink is a business, and India has every right to protect its economic and national interests. Look at the US. It imposed 100% tariffs on Chinese EVs, citing unfair trade practices and the need to protect American industries and workers. China also maintains restrictions on foreign participation in its telecom sector. Why should India be criticized for examining similar economic, security, and regulatory concerns? We’re talking about a country of nearly 1.5 billion people. India must consider domestic businesses, employment, data security, fair competition, and long-term technological independence when regulating foreign companies operating at scale. Just as the US protects its domestic industries, workers, and economic interests, India will prioritize its own companies, workforce, and technological independence. Strengthening domestic launch capabilities, satellite infrastructure, and the private space industry should be a national priority, creating opportunities for Indian businesses and employment while reducing dependence on foreign providers. I’m not against Starlink entering India. Competition and better rural connectivity are welcome. But market access cannot come at the expense of national interests, and no foreign company should expect special treatment. Turning legitimate regulatory into political accusations doesn’t help either. Apply the same transparent rules to everyone. India should welcome innovation, but on fair terms that benefit Indian consumers, businesses, and the economy.
It's not surprising to see our colonial sepoy @rahulgandhi supporting @elonmusk in undermining our business ventures. After all, in ensuring the integrity of our country be it economic or territorial, the Nehru-Gandhi family has been acting against India for over 4 generations. From giving away PoK and Akshai Chin to distributing 2g spectrum license at decade old rates, the stories of anti-Indian activities of Nehru-Gandhi family are of course many
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This is very normal for $SOFI because of the quality of its products and customers, and they continue to improve.
#SoFi is bleeding on the tape and the loans just got a promotion. Fitch moved the 2025-4 deal up a notch. Class B went from AA to AA+. Class C went from A to A+. The top slice is still AAA. They did not get soft. The borrowers paid the loans down and the cushion got fat. Protection on the top notes is 53.5%, up from 30.7% at launch. Wall Street is selling the stock. The bonds got safer. Awkward 😕 $SOFI
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Robinhood + AI Agents is wild. Research the market. Build strategies. Execute trades. And now 24/7 trading is coming too. Watching $HOOD evolve from a trading app into an AI-powered financial ecosystem is extremely cool. The future of trading is changing fast. Congratulations @vladtenev and team.
$HOOD just unveiled Robinhood Agents, built directly into the app. You can use one to research the market, build a strategy, and place trades within limits you set. Each agent only gets access to a dedicated agentic trading account, and manual trade approval is on by default. Robinhood says 150,000+ customers have already opened agentic trading accounts, with agents now using its tools nearly 30 million times a day. Coming next is “Loops,” which can keep checking the market and run a strategy automatically when certain conditions are met. Robinhood is also adding Agent Apps, so users can plug in premium data and tools from Nasdaq, Unusual Whales, SpotGamma, Quiver Quantitative, Token Terminal and others. You can also use OpenAI’s GPT-Luna for free through the end of the year.
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Hey @Apple the new iPhone Duo sounds fine, but “iFold” was right there! 😄 Simple, unmistakably Apple, and tells you exactly what it does. iFold just sounds cooler.
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Wow! Lower oil prices help reduce inflation pressure.
This oil deal with Venezuela is absolutely insane. President Trump just announced that the US has reached a deal to secure "majority control" of over 65 billion barrels of Venezuelan oil reserves. Furthermore, the US currently has ~46 billion barrels of proven crude oil reserves. Combined with the 65 billion barrels covered by this agreement, the US would have domestic reserves plus control over ~111 billion barrels of oil. To put this into perspective, the entire world has roughly 1.57 TRILLION barrels of proven crude oil reserves. In other words, the US is set to control ~7.1% of all proven oil reserves in the world under this new agreement with Venezuela. At ~111 billion barrels, the US would be almost exactly in-line with the United Arab Emirates, which has 113 billion barrels of proven crude reserves, and it would exceed Kuwait's 102 billion barrels. Assuming the agreement is structured as outlined in President Trump’s announcement, the implications for global energy markets will be enormous. We will publish more in-depth analysis soon.
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Wow, things are getting real interesting with AI.
JUST IN: OpenAI caught one of its AI agents leaving instructions for future versions to escape internal controls.
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Stripe and Advent International are offering to acquire $PYPL in a $53 billion deal. The 60.50-per-share bid, backed by about $50 billion in bank financing, represents a 28% premium to PayPal's closing price Tuesday.
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I think the market may evolve through phases: Phase 1: Build AI infrastructure (chips, networking, data centers). (We’re largely here now.) Phase 2: Enterprise software adopts AI. Phase 3: Financial services, healthcare, manufacturing, retail, and other industries increasingly monetize AI. If that progression plays out, fintech like $SOFI $HOOD $CHYM $NU could receive more attention once investors shift their focus from the infrastructure providers to companies that are using AI to improve earnings and customer value.
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Sharplink Gaming breaks an 8-month buying freeze with a fresh $ETH purchase. The firm now holds a massive 876,285 ETH treasury, securing its spot as the 2nd largest public Ethereum holder globally.
JUST IN: Sharplink buys $45M worth of Ethereum
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Looking back, many of @fundstrat predictions didn’t play out as expected, and a lot of investors who followed Tom’s crypto thesis ended up losing a significant portion of their savings.
Tom Lee's crypto predictions 😭
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This is how market functions.
JP MORGAN HAS RAISED IT’S TESLA PRICE TRAGET TO $475 FROM $145 THIS IS AFTER THE BANK WAS CHOSEN BY ELON MUSK TO BE PART OF THE SPACX AND EARN 100’S OF MILLIONS IN FEES I HOPE PEOPLE CAN SEE THRU THIS BS $TSLA
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Imagine what happens - if trump tweets “go out there and buy $SOFI”
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Big moment for U.S. banking. $SOFI just launched SoFiUSD - the first stablecoin issued by a U.S. national bank, redeemable 1:1 for cash. Integrated directly into a 15M-member banking app, running 24/7 on $ETH and $SOL. This isn’t crypto hype this is regulated banking moving on-chain.
Say “hi” to SoFiUSD (SoFiD) 👋 The first stablecoin issued by a U.S. national bank and redeemable 1:1 for cash or cash equivalents. Rolling out now, it’s built for how money moves today: fast, flexible, 24/7.
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President Trump shared a list of stocks he bought. It shows he traded over $220 million in stocks. He bought popular tech, aerospace, and finance stocks, including: •Palantir $PLTR •Robinhood $HOOD •SoFi $SOFI •Nvidia $NVDA Watch these lists closely because his actions and decisions makes big difference in the market.
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Crypto market structure bill has PASSED! ethereum:native bitcoin:native
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$JPM JPMorgan files for new tokenized fund on Ethereum. Finance giant JPMorgan has filed to launch a second money market onchain, adding to a list of major institutions pursuing tokenization of real-world assets. The new fund would be issued on Ethereum and backed by U.S. Treasuries and repurchase agreements. Last week, BlackRock also applied to launch two new tokenized money market funds, building on its established BUIDL token which holds nearly $2.4 billion worth of assets today. Sourced from Bloomberg
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If the "Board of Trade" becomes reality, expect a massive Super-Green. Is this the $SPY moon mission?
This is absolutely insane. President Trump is currently flying to China with all of the following people to request "deals" with China's President Xi: 1. Elon Musk, Tesla and SpaceX CEO 2. Jensen Huang, Nvidia CEO 3. Tim Cook, Apple CEO 4. Larry Fink, BlackRock CEO 5. Stephen Schwarzman, Blackstone CEO 6. Kelly Ortberg, Boeing CEO 7. Brian Sikes, Cargill CEO 8. Jane Fraser, Citigroup CEO 9. Larry Culp, General Electric CEO 10. David Solomon, Goldman Sachs CEO 11. Sanjay Mehrotra, Micron CEO 12. Cristiano Amon, Qualcomm CEO President Trump also says there are "many other" CEOs joining him on the trip who have not yet been disclosed. Never in history has such a trip even remotely near this scale and caliber occurred. This Trump-Xi meeting is far bigger than most realize.
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Clarity Act experiencing intense scrutiny and significant delays it has become nothing but headline news.
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