Native Floridian who tracks the weather ⛈️ ☀️🌪️ 🌴 Miami Dolphins Number One 🐬🏈#Phinsup
West Melbourne, FL
Joined June 2026
- Tweets93
- Following22
- Followers39
- Likes733
Brian retweeted
The rich are getting richer, and the poor are getting poorer, per the Federal Reserve
Change in median net worth by income since 2022, after inflation:
Top 10%: +31%
80th–90th percentile: roughly flat
60th–80th: +8%
40th–60th: +8%
20th–40th: -1%
Bottom 20%: -6%
Brian retweeted
I’m starting to think the whole “RENTING IS THROWING MONEY AWAY” advice is completely broken in this market.
A standard 2-bedroom apartment rent is $1,950/month.
To buy a basic $380,000 starter home with 10% down at today’s 6.8% interest rate, your monthly payment isn't $1,950. It’s $3,150/month after principal, interest, property taxes, and insurance.
Out of that $3,150 monthly payment, roughly $2,100 goes STRAIGHT into interest and taxes during the first five years.
You aren't building equity. You're handing $2,100 a month to the bank and government instead of handing $1,950 to a landlord….. plus you’re on the hook when the $12,000 roof leaks.
Boomers keep telling young people "buy a house as soon as you can," but when unrecoverable ownership costs exceed rent, renting is literally preserving capital.
Am I missing something, or has ownership math turned into a trap?
Brian retweeted
.@AQSHIPLEY WITH THE DONK TOSS 👏
30 $500 WINNERS 💰💰
🔘Repost this video
🔘Say something nice to somebody
🔘Put the easiest way to pay you as well
#PMSLive
Brian retweeted
Florida is one of the worst states for residents searching for a job, according to a new WalletHub study. wfla.com/news/florida/florid…
Brian retweeted
Yikes. The 10-year bond yield climbed above 5.2% today for the first time since summer 2007.
Wall Street may think this is ok, but it's jarring for Main Street. This is painful for many Americans.
1) Mortgage rates are back above 7%
2) Auto loan rates are rising swiftly now too
3) Personal loans have been a lifeline for many moderate-income Americans, but those rates are also climbing
4) Refinancing is dead. Any household or small biz hoping to refi a loan is struggling
5) Many banks are sitting on bonds that yield under 5%, so they're having to hedge their holdings (to avoid selling at losses)
There's a lot of pressure building on the economy from higher borrowing costs.
Brian retweeted
In a study of 31,044 U.S. adults aged 40 and older, eating the first meal later in the day was associated with higher mortality; compared with eating between 7–8 a.m., eating after noon was associated with 29% higher all-cause and 46% higher cardiovascular mortality.
Brian retweeted
People keep saying:
"At least your mortgage payment is fixed."
Not really.
Insurance goes up.
Taxes go up.
HOA dues go up.
Repairs go up.
The interest rate may be fixed. Homeownership costs aren't.
Brian retweeted
"Anxiety makes everything feel urgent, like you need a decision, a solution, or reassurance right now, when what you really need is to calm your nervous system and then reassess.” ~Lori Deschene
Brian retweeted
Another reason to rent instead of owning a home. It is all fun and games until your water heater goes out in the dead of winter, or even worse, your HVAC system wants to die in the summer and you have to shell out thousands of dollars.
Brian retweeted
Idaho led the U.S. in new home building permits per capita, issuing over twice the national average 🏡
Created in partnership with @TerzoHQ, this graphic shows how new privately owned housing permits compare across U.S. states.
visualcapitalist.com/sp/ter0… #ter02
Brian retweeted
You will buy;
Water heaters
Air conditioners
Refrigerators
Shingles
Siding
Plumbing
HVAC
Lawn mowers
Rakes, shovels, etc
Ladders
Grass seed that is fkn cra$y
Concrete
Windows
Doors
After hours tech labor because shit never breaks during the week
Taxes
Insurance
Brian retweeted
Everything from what you eat to whom you spend time with can influence how long you live. Get more habits that can increase your #lifespan here: bit.ly/3TQvnyp
Brian retweeted
Mapped: Where Americans Carry the Most Household Debt 💳
visualcapitalist.com/mapped-…
Brian retweeted
US home prices just hit an all-time high with 30-year mortgages at 6.55%.
10 years ago, the average new home cost $350,000 and rates were 3.5%.
Today, the average new home costs $540,600 and rates are 6.55%.
With 20% down, the mortgage payment has more than doubled, from $1,257 to $2,748/month.
Meanwhile, 49% of Americans under 30 now live with a parent, up from 37% in 2019.
Crazy numbers.
Brian retweeted
A new WalletHub report reveals which states are facing the greatest financial strain, highlighting rising bankruptcy filings and lower credit scores. fox13news.com/news/states-mo…