Ethereum fails to meet the ISO 20022 standard.๐โโ๏ธ
โผ๏ธ ETHEREUM FACES GROWING CONCERNS AS TOKEN STANDARDS FALL SHORT OF ISO 20022 COMPLIANCE NEEDED FOR INSTITUTIONAL ADOPTIONโผ๏ธ
โโฆexisting Ethereum token standards fail to meet key regulatory requirements, such as ISO 20022 compliance, which is critical for institutional payment adoption.โ๐ถโ๐ซ๏ธ
Documented.๐๐
$1000 XRP vs. $1 XRP
I'm struggling to understand a concept. My friend, one of the world's biggest XRP fans, tried to explain to me that in order for XRP to play a role in global cross-border payments, such as the Federal Reserve's related projects, and all the businesses that Ripple wants to develop, the price of each token must reach $1,000 (or any other higher price). A price below $1000 won't work. Market capitalization doesn't matter, liquidity is key. If each token is only priced at $1, liquidity won't function like it would at $1000. That's why he's so convinced the price must be high, because a price that's too low simply won't work.
Has anyone heard of this? Could you explain it to me in simple terms, as if I were an 83 year old?
I've tried to get him to explain it to me twice, but for some reason, I just can't understand it.
bd82 retweeted
X. R. P. the Standard. ๐๐ผ
$XRP sets the standard for scalability at 1,500 transactions per second. #XRPtheStandard #undisputed
bd82 retweeted
We all hope that The Clarity Act passes in September but @SenWarren is working overtime to stop it. @EdMarkey is her puppet and votes as he's told. We need to elect @JohnEDeaton1 @DeatonforSenate to get her puppet's gauranteed NO vote out.
Everyone please donate to johndeatonforsenate.com/
It's time for the big boys in crypto to step up to the plate and show their support for John as well:
@elonmusk @brian_armstrong @novogratz @Scaramucci @coinbase @kraken @jespow @a16z @pmarca @bgarlinghouse @MetaLawMan @bhorowitz @chrislarsensf @Tyler @cameron @standwithcrypto @america
๐ค Made with AI
bd82 retweeted
My dad called Claude โa toy for people who canโt trade.โ
Heโs been trading for 20 years.
I didnโt argue.
I just turned the monitor toward him.
He read the results twice.
โโฆThat canโt be right.โ
27 days.
$200 โ $25,400.
74% win rate.
Sharpe 2.47.
While 92% of traders lose money, a tiny fraction quietly extracts millions.
Then I showed him why.
86M+ Polymarket trades analyzed.
Every wallet.
Every entry.
Every exit.
One Claude prompt:
โFind every wallet with 100+ trades and a win rate above 70%. Rank them by profit.โ
14,000 wallets scanned.
47 elite wallets found.
The top 20 earned more than the other 13,000 combined.
He looked at me and said:
โThatโs not data. Thatโs a treasure map.โ
But that wasnโt the real edge.
Three independent AI agents vote on every trade.
โ
2 agree โ Full position
โ ๏ธ 1 agrees โ Half position
โ No consensus โ No trade
That one rule eliminated nearly 40% of losing trades.
Another AI watches for fresh smart wallets entering low-liquidity markets before everyone else notices.
One wallet grew $35K into $442K.
73 live dashboards handle everything:
โข Whale tracking
โข Insider detection
โข Wallet clustering
โข Signal scoring
โข Arbitrage opportunities
โข Smart money monitoring
No emotions.
No guessing.
Just data and execution.
Then he asked:
โHow much does this cost?โ
โAbout $25/month.โ
Silence.
โIโve been paying analysts six figures to do half of this.โ
The crazy part?
The tools are public.
Most people still think AI is just for writing emails.
Meanwhile, others are quietly using it to build an edge.
๐ Iโm putting together the exact AI trading stack, prompts, and workflow behind this.
Like + Repost + Comment โAIโ and Iโll DM it to you.
Follow @marryevan999 for More.
bd82 retweeted
๐ Is the U.S. CLARITY Act being left behind?๐คจ
While Washington debates, the world is moving.
๐ช๐บ EU MiCA
27-state passporting license for CASPs, token issuers, stablecoins, reserves, disclosures, market integrity, and AML.
Full enforcement is now reshaping who can legally serve EU clients.
๐น๐ผ Taiwan VASA
Licensing for 7 VASP categories: exchanges, custodians, stablecoin issuers, brokers, dealers, advisory, and platforms.
Requires client asset segregation, cybersecurity, AML, stablecoin reserves, FSC oversight, and criminal penalties for fraud.
๐ญ๐ฐ Hong Kong VATP
VATP licensing plus stablecoin rules under HKMA/SFC oversight.
Focus: custody, trading, advisory, stablecoins, capital requirements, and institutional-grade compliance.
๐ฆ๐ช Dubai VARA
One of the clearest digital asset frameworks globally: licensing, custody, exchanges, brokers, lending, payments, issuance, marketing, and compliance under a dedicated crypto regulator.
๐ฌ๐ง United Kingdom
FCA authorization framework expanding toward trading, custody, staking, and stablecoins. Full regime expected by 2027 with consumer protection and market integrity at the center.
๐บ๐ธ United States CLARITY Act
Still pending. It aims to divide jurisdiction between the CFTC and SEC, define digital commodities, regulate blockchain-linked assets, and give builders clearer rules.
The contrast is clear:
Europe built a passport.
Taiwan built a licensing wall.
Hong Kong built a compliant bridge to Asia.
Dubai built a crypto-native regulator.
The UK is building a principles-based regime.
The U.S. is still arguing over who gets authority.
The question is no longer whether crypto will be regulated.
The question is:
Will the U.S. lead the digital asset economy ... or regulate it after the rest of the world already built the rails?
#CryptoRegulation #CLARITYAct #MiCA #VARA #HongKong #Taiwan #Stablecoins #Tokenization
bd82 retweeted
๐จDavid Schwartz says $XRP no longer NEEDS banks to survive.
bd82 retweeted
Replying to @bgarlinghouse
@bgarlinghouse Bitcoin never solved payments it became digital gold instead. ๐
That payments gap never closed. And $XRP was built specifically for it.
The use case BTC walked away from is exactly where XRP plays.
bd82 retweeted
๐ฎ๐ฌ๐ฎ๐ฌ: @SECGov sues @Ripple โผ๏ธ
Billions wiped from the market. Exchanges rush to delist $XRP. Fear, uncertainty, and panic grip the community as the price collapses and many declare @Ripple finished ๐ฑ
๐ฎ๐ฌ๐ฎ๐ฒ: @Ripple has 75+ licenses worldwide, including a New York Trust Charter from @NYDFS - widely regarded as one of the most difficult financial licenses to obtain in the world. Regulation by @TheFCA, a full EU EMI license under MiCA, an @USOCC conditional approval for Ripple National Trust Bank, and a @federalreserve master account application pending - with Trumpโs new EO directing the Fed to open its payment rails to crypto firms. #RLUSD from $0 to $1.5B+ in a year - with reserves custodied by @BNYglobal โ the bank safeguarding $57 trillion in assets. Nearly $3B in acquisitions: @HiddenRoadHQ, clearing $3 trillion a year for 300+ institutions. @GTreasury, handling $12.5 trillion in payment volume for Fortune 500s. Rail, processing 10% of global B2B stablecoin flows. Inside @The_DTCC, Tokenisation working group designing the standards for the entity settling $4.7 QUADRILLION a year. Powering @Mastercard AI agent payments via #XRPL and #RLUSD. The Clarity Act is now on the Senate floor with a July 4th signing target setting the stage for regulatory clarity at the highest level. Capping it all off with a $50B valuation ๐
From fear, lawsuits, delistings, and multiple market crashesโฆ to securing one of the worldโs most difficult financial licenses, National Trust Bank approval, and becoming one of the most strategically positioned companies in global finance.
@bgarlinghouse well done ๐๐ฝ
๐ค Made with AI
So youโre telling me the guy in the video below sued @Ripple for 4 years.
Ended up losingโฆ giving $XRP full legal clarity.
And then 11 months laterโฆ
@Ripple partners with the @The_DTCC (who process $4 Quadrillion a year) to launch tokenisation pilots (starting July) and they explicitly have a patent that uses $XRP as a bridge currency for liquidity?
bd82 retweeted
Brad Garlinghouse, CEO of Ripple, just went scorched earth on Dimon and JP Morgan Chase.
๐ฅ๐ฅ๐
Brad Garlinghouse isn't holding back. ๐จ The Ripple CEO just went on Fox Business to call out Jamie Dimonโs pushback on crypto regulation as an "intentional misrepresentation."
โ$13 TRILLION in legacy volume, 0% on-chain... yet. ๐โ
"Stablecoins are the ChatGPT moment of finance." ๐ฅ
He revealed Ripple Treasury handled a massive $13 TRILLION in legacy payments last year and explained why that multi-trillion dollar gap is the ultimate crypto opportunity.
The tides have officially changed. ๐
bd82 retweeted
#CLARITY Act built for traders or built for institutions?
Garlinghouse just answered it: the real unlock isn't retail. it's CFOs, treasurers, and bank execs who've been sitting on the sidelines fearing regulatory attacks.
Ripple already serves banks, payment providers, and corporates. clarity doesn't create that demand it releases it.
bd82 retweeted
$XRP has been recognized in @FortuneMagazineโs inaugural #FortuneCrypto100, a ranking of the most influential projects shaping the future of blockchain.
A testament to the technology, builders, businesses, and global community driving innovation across the XRP Ledger ecosystem.
"We are not at the end of crypto, but rather at the start of a new beginning," writes Fortune's @jeffjohnroberts.
Meet the #FortuneCrypto100. bit.ly/4v3yBPY
bd82 retweeted
Brad Garlinghouse isn't holding back. ๐จ The Ripple CEO just went on Fox Business to call out Jamie Dimonโs pushback on crypto regulation as an "intentional misrepresentation."
โ$13 TRILLION in legacy volume, 0% on-chain... yet. ๐โ
"Stablecoins are the ChatGPT moment of finance." ๐ฅ
He revealed Ripple Treasury handled a massive $13 TRILLION in legacy payments last year and explained why that multi-trillion dollar gap is the ultimate crypto opportunity.
The tides have officially changed. ๐
bd82 retweeted
HUGE for the ripple:native Ledger and the future of global finance! ๐
The announcement that @Ripple and @Bitso are launching the MXNB Mexican peso stablecoin natively on the XRPL alongside $RLUSD is an absolute game-changer. This isn't just about the U.S.โMexico corridor; it is a masterclass blueprint for how the rest of Latin America adopts blockchain.
bd82 retweeted
7์ 1์ผ๋ถํฐ ๋ฏธ์นด๋ฒ์ด ์ํ๋๋ค.
๋นํธ์ฝ์ธ๊ณผ ์ด๋๋ฆฌ์์
๋ฐํ์๊ฐ ์๋ค๋ ์ด์ ๋ก
ํต์ฌ ๊ท์ ์์ ์ ์ธ๋๋ค.
๋ฏธ์นด๊ฐ ์ ํํ ์ฝ์ธ์
USDC. EURC.
๊ธฐ๊ด์ด ๋ฐํํ๊ณ ๊ธฐ๊ด์ด ์ฑ
์์ง๋ ์คํ
์ด๋ธ์ฝ์ธ์ด๋ค.
๊ทธ ์คํ
์ด๋ธ์ฝ์ธ์ด ๋ฌ๋ฆฌ๋ ๋ ์ผ์
๊ท์ ๊ฐ ์๋น๋ ๋ ์ผ์ด์ด์ผ ํ๋ค.
์ค๋ซ๋์ ๋ฌธ์ ๊ฐ ์๋ ๋ ์ผ์ด์ด์ผ ํ๋ค.
์ด๋ฏธ USDC์ EURC๊ฐ ์ฌ๋ผ๊ฐ ์๋ ๋ ์ผ์ด ์๋ค.
XRP ๋ ์ ์ ์คํ
๋ผ๋ค.
ํ์ค์ํ๋ฅผ ์ธ์น์ง๋ง
์ ๋๊ฐ ์ ํํ ๊ฑด ์ค์ํ๋ค.
๊ทธ๋ฆฌ๊ณ ๊ทธ ์ค์ํ๊ฐ ๋ฌ๋ฆฌ๋ ๊ธธ์
10๋
์ ๋ถํฐ ๊น๋ ค์์๋ค.
์์คํ
์ ๋ถ์๋ ค๊ณ ๋ง๋ ์ฝ์ธ๋ค์ด ์๋ค.
์์คํ
์์ผ๋ก ๋ค์ด์ค๋๋ก ๋ง๋ ์ฝ์ธ๋ ์๋ค.
ADB ๊ณต์ ๋ฌธ์๊ฐ ๊ตฌ๋ถํ๋ค.
๋นํธ์ฝ์ธ๊ณผ ์ด๋๋ฆฌ์์ ๋ฐ.
XRP๋ ์.
๋ฐ์ด๋ โ ๊ธฐ์กด ๊ธ์ต์ด ํต์ ํ ์ ์๋ ์์ญ.
์์ด๋ โ ์ค์์ํ, ๊ฒฐ์ ๋ง, ๊ธ์ต๊ธฐ๊ด์ด
์ค์ ๋ก ์ธ ์ ์๋ ๋ ์ผ.
ํ์ค์ํ๋ฅผ ์ธ์น์ง๋ง
๊ธฐ๊ด์ ์ ํ์ ์ค์ํ๋ ์ฝ์ธ์ด๋ค.
bd82 retweeted
My biggest XRP supporter friend keeps telling me that for XRP to be used at scale in global cross-border payments (Fed-related projects, Ripple's enterprise ambitions, etc.), each XRP token would need to be worth around $1,000 or more.
His argument: market cap doesn't matterโliquidity does. At $1 per XRP, the system supposedly wouldn't have enough liquidity to move the volume of money Ripple envisions, but at $1,000+ it could.
I've heard this claim multiple times, but I still don't fully understand it.
Can someone explain this in simple terms? Is there any truth to the idea that XRP must have a very high price per token for large-scale settlement to work?
bd82 retweeted
GOD BLESS YOU SIR ๐ซต๐ป๐ซก
My respect 96 years .
๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ๐บ๐ธ
AMERICAN MADE .
The GOAT !!
Clint Eastwood Said Something About Getting Old That Stopped Me Cold.
Aging is not gentle.
You are still here. Still present. Still watching the world move. But the body that carried you through everything - the wars, the work, the wildness of youth - begins to ask for more than you can give it. Joints that never complained now speak up in the morning. Eyes that once took in everything now flinch at the light. Breathing, which never required a single thought, starts needing little pauses.
But none of that is the hardest part.
The hardest part is the quiet.
At a certain age, you reach for the phone and remember there is no one left to call.
The people who knew you when you were young - who remembered the same summers, the same streets, the same faces
- are gone. One by one, then all at once, until the memories you carry have no one left to share them with.
So you tell the stories anyway.
To whoever will listen. With a little more color than perhaps the truth deserves. With a touch of pride you've earned and a grief you don't always name. You know the person across from you wasn't there. You know they can't quite feel it the way you do.
But you tell them. Because the telling is the holding on.
Those stories are not just memories. They are the proof that a life was lived. That people were loved. That things mattered.
And if no one asks for them - you offer them anyway, quietly, like setting something down on a table and hoping someone picks it up.
Old age is not simply what happens to a face or a body.
It is memory looking for a place to rest.
And what an older person needs - more than advice, more than solutions, more than someone telling them how to feel - is simply someone willing to sit down, be still, and listen.
Not to fix anything.
Just to be there.
That is the whole gift. And it costs nothing.
~Wild Whispers .






































